Loan amount

Get up to Rs.150 lakhs as an education loan

Avail loans of up to Rs. 50 lakh without collateral for select Institutes

Interest rates

Get preferential rates for top ranked colleges and universities



Loan repayment tenor up-to 15 years 

“Moratorium” shall mean (1) Course Period + 1 year or 6 months after getting Job, whichever is earlier; (2) as stipulated by Bank (as mentioned in the Schedule Cum Key Fact sheet) . 
“Principal Moratorium” shall mean a Moratorium granted only for repayment of the principal amount of the Loan. 
“Interest Moratorium” shall mean a Moratorium granted for repayment of the principal 
amount of the Loan as well as payment of the interest payable on the Loan. 

Processing & approval

Pay no hidden charges and experience a completely transparent process

Enjoy minimal and simple documentation

Loans will be directly disbursed to the institution based on its fee structure


Get pocket-friendly EMI repayment options to meet your needs

Collateral options

You can choose from a wide range, including Residential Property, HDFC Bank Fixed Deposit, select Debt Mutual Funds, Insurance Policies and NSC / KVP

Tax benefit

Save on taxes with a rebate on the interest you pay on an education loan under Section 80-E of the Income Tax Act 1961


Get your loan insured by – Credit Protect from HDFC Life whats more, the Insurance amount will be a part of loan amount