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ELIGIBILITY

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DOCUMENTATION

Documents Required

Fully Completed and Signed Application Form


To Download Loan Application Form in PDF Format Click Here

Two Passport Size Photos


Applicant and Co-Applicant

One set to be pasted on the Application Form and second set to be affixed (stapled) to the Application Form

Photo ID


Applicant and Co-Applicant (Any one of the following)

  • Permanent Account Number (PAN) Card
  • Passport
  • Driving License
  • Aadhaar Card
  • Voter's ID Card

Residence Proof


Applicant and Co-Applicant (Any one of the following)

  • Passport
  • Driving License
  • Aadhaar Card
  • Voter's ID Card

Academic Documents of Student


  • Marksheet/Certificate of 12th Exam
  • Marksheet/Certificate of Subsequent Years of Education e.g. BE, BCom, BSc, etc.
  • Marksheet of Any Entrance Exam Taken e.g. CAT, CET, etc. (If applicable)
  • GRE/GMAT/TOEFL/IELTS, etc. Marksheets (If applicable)
  • Scholarship Documents (if applicable)

Proof Of Admission (If available)


Printed Admission Letter From the Institute on its Letterhead With Institute's Address

Last 8 Months Bank Statements of Co-Applicant


(If more than one bank account, provide copies of all) 
Make sure to include the bank statements of the Bank Account where Salary or Business/ 
Professional receipts are credited every month.

Income Proof of Co-Applicant


A. In case of Salaried Employee (All the following)

  • Latest 3 Salary Slips or Salary Certificate on Employer's Letterhead
  • Last 2 year's Form 16 from Employer or Last 2 Year's Income Tax Returns
  • Any Other Income Proof That is Not Reflected in the Above Documents

B. In case of Self Employed or Professional (All the following)

  • Last 2 Year's Income Tax Returns
  • Last 2 Year's Certified Financial Statements or Provisional Financial Statements Duly Certified by CA
  • Proof Of Office (any one of the following, Lease Deed, Utility Bill, Title Deed, etc.)
  • Any Other Income Proof That is Not Reflected in the Above Documents

If, Collateral - Immovable Property

(Flat, House, Non-Agriculture Land) (All the Relevant Documents from the Following List)


  • Property Title Deed
  • 7 / 12 extracts in case of land
  • Registered Sale Agreement Along With Society Share Certificate
  • Original Registration receipt for the above agreement
  • Allotment Letter By Municipal Corporation / Authorized Govt. Authority Like MHADA, CIDCO, etc. Please add HUDA, DDA, JDA, GIDC etc
  • Previous Chain of Sale Deed establishing title
  • Latest Maintenance bill alongwith Receipts issued by builder/ society,
  • Latest Property tax bill alongwith receipts,
  • NOC for mortgage from society/builder,
  • Approved building plan
  • Encumbrance certificates as on date etc

Note: Other than original completed application form, Please DO NOT provide any original supporting documents to HDFC Credila at the time of applying for loan. All the copies of the above provided documents should be self-attested.