Flexible tenures, easy application

This loan for trading from HDFC Bank is available for tenures ranging between 12-48 months. The process to apply for the same is also very simple- you can either initiate the process online or visit your nearest bank branch.

Collateral-free loans

This is a very important feature of HDFC Bank’s loan for trading business, as not all traders are able to provide a ready security or collateral to avail of a loan. Thus, one can deal with any urgent financial need in business with a loan for trading.

Easy balance transfer option

You can also make the most of our best offers, competitive interest rates and lower EMI options on your existing Business Loan for Traders, by transferring the balance amount to HDFC Bank.

Dropline overdraft facility for extra funds

With a loan for trading business from HDFC Bank comes an unsecured dropline overdraft facility. You can opt for this, and a limit is set in a separate current account. You only have to pay interest on the amount utilised and not on the total sanctioned limit.

Loan amount

You can get funds worth up to Rs 40 lakh (Rs 50 lakh in select locations) with an HDFC bank MSME trading loan.