• Existing and new SHG and JLG with a minimum of five members 

  • Should have a regular repayment track record or must exhibit consistent savings in the savings account 

  • Bureau check is mandatory 

Fair Practices Code (FPC)

  • A microfinance loan is defined as a collateral-free loan given to a household having annual household income upto ₹3,00,000.  For this purpose, the household shall mean an individual family unit, i.e., husband, wife and their unmarried children”. 

  • Customers are being provided loan basis their income stability and repayment capacity. 

How to apply? 

Visit your nearest HDFC Bank Branch 

Terms and conditions apply. 


Interest Rates