Salary Plus – Instant Overdraft Facility Against Salary

One of the unique features of having a Salary Account with HDFC Bank is that you get the added benefit of Salary Plus a pre-approved credit line which can be activated instantly.  

Be future ready with Salary Plus, you no longer have to worry about sudden medical bills or cut down on expenses due to insufficient funds in your account. You can avail up to Rs 1.25 lakhs as an overdraft and pay interest only on the amount used and the duration of utilisation, which means you can utilise Rs. 1 lakh for an interest of just Rs. 41.09 per day. This facility is easy to activate, requires no documents and guarantees money in your account in seconds.

Salary Plus is extended to all HDFC Bank Salary Account customers based on their eligibility and credit history.

Benefits of Salary Plus Facility:

• Quick – Activate the overdraft facility in just 3 steps
• Convenient – Draw you pre-approved limit at any time and from anywhere. The amount can be withdrawn from an ATM, transferred to another account, or used to make bill payments.
• No EMI - Pay minimal interest only on the amount used and duration for which you use the funds.
• Flexible Tenure - The facility is extended for a period of one year

Get SalaryPlus Instantly in 2 clicks

OR

Net-banking in 3 steps

• Log in to HDFC Bank Net-Banking portal
  • Click on the ‘Offers’ tab; Click on your pre-approved Salary Plus offer banner.
• Accept ‘Terms & Conditions’ to activate the facility
• The credit line will be set up in 10 seconds

Note - The eligibility & the value of the limit is based on the customer’s credit history.