Fees and Charges before 1st January, 2016

Current Account with cheque facility

Average Quarterly Balance (AQB)

Rs. 10,000

Non Maintenance Charges

Rs. 900 per quarter, if AQB below Rs. 10,000

Cheque leaves (Payable At Par) - Free Limit

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

50 leaves per month

Charges beyond free limit

Rs. 2 per cheque leaf

Monthly account statement

Free+

Duplicate/Adhoc Statement

Requests through Direct Banking Channels

Rs.50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR)

At branch or PhoneBanking (Non-IVR)

Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR)

Hold Statement Facility

Rs.400/- per year

Mode of calculation of minimum average quarterly balance

Average of daily closing balances of each day spread over a period of three months.

Demand Draft / Pay Order Remittance Facility

Demand Drafts (DDs) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDs

Up to 30 free DDs per month. Above 30 DDs charges @ Rs. 25 per DD

Pay Orders (PO's) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO's

Up to 30 free PO's per month. Above 30 PO's charges @ Rs. 25 per PO

Issue of Demand Drafts (DDs)/ Duplicate DDs (correspondent tie-up)

Rs. 2 per Rs. 1,000, minimum Rs. 50 per transaction

DD/PO cancellation/ revalidation

Rs. 50 per instrument

NEFT/EFT transactions

Payments (At branch/NetBanking)

Upto Rs.10,000/ Rs.2.50/- per transaction
Rs.10,001 to Rs.1 lakh- Rs.5/- per transaction
Rs. 1 lakh to Rs. 2 lakhs - Rs.15/- per transaction
Above Rs.2 lakh - Rs.25/- per transaction
(The above transaction charges are excl of taxes)

Collections

Free

RTGS transactions

Payments (At branch/NetBanking)

Rs.2 lakhs to Rs.5 lakhs - Rs.25/- per transaction
Rs.5 Lakhs and above - Rs.50/- per transaction
(The above transaction charges are excl of taxes)

Collections

Free

Local transactions (at home branch locations)

Account to account fund transfer within HDFC bank

Free

Local cheque collection and payment

Free

Anywhere transactions (Except Dahej)

Account to account fund transfer within HDFC bank location

Free

Clearing Transactions � Payments at all HDFC bank location

Free

Clearing Transactions � Collections at all HDFC bank location

Free

Bulk transactions

All above transaction are subject to a maximum of 75 transaction per month beyond which charges @ Rs.10/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions

Outstation Cheque Collection

Outstation cheque collection at bank location

Up to Rs. 50,000 � Rs. 50 per instrument
Above Rs. 50,000 up to Rs. 1 lakh � Rs. 100 per instrument
Above Rs. 1 lakh � Rs. 150 per instrument

Outstation Cheque Collection at Correspondent Bank Location and Clean Location (Non-Corr Bank Location) and Non-MICR cheque

Up to Rs. 25,000 � Rs. 50 per instrument
Above Rs. 25,000 up to Rs. 1 lakh � Rs. 100 per instrument
Above Rs. 1 lakh � Rs. 150 per instrument

Cheque Collection through Speed Clearing

Up to Rs. 1 lakh � Free
Above Rs. 1 lakh � Rs. 140 per instrument

Bouncing of cheques � Local Cheques drawn on us

Due to insufficient funds

Up to 2 instruments per month - Rs. 500 per instrument ;On 3rd instrument onwards - Rs. 750 per instrument

Due to technical reasons

No charge

Cheque deposited returned unpaid

Local

Rs 100 per instrument

Accounts not maintaining AQB as of previous Quarter

Rs. 50 per instance

Outstation

Rs 150 per instrument

Doorstep Banking$

Cash pick-up services (within municipal city limits)

Cash pick-ups to Rs. 1 lakh

Rs. 150 per pick-up

Cash pick-ups beyond Rs. 1 lakh up to Rs. 2 lakhs

Rs. 200 per pick-up

Cash pick-ups beyond Rs. 2 lakhs up to Rs. 3 lakhs

Rs. 300 per pick-up

Cash beyond the above limits can be offered. For further details on charges please contact your Branch Manager

Cash transactions

Cash deposits

Cash deposit at home branch location

Up to Rs. 10 lakhs free per month or 25 transactions whichever is less. Deposits in excess of Rs. 10 lakhs or 25 transactions will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction

Limit on Inter-Branch deposits (Within Home Branch City)

Cash deposit at non home Branches within home branch city subject to maximum of Rs. 1,00,000 per account per day

Cash Deposit -Non Home location

Charges @ Rs. 3.50/Rs. 1,000, min Rs. 50 per transaction. (maximum deposit allowed up to Rs. 1,00,000 per day)

Cash withdrawals

Cash Withdrawal-Home Branch

Free

Cash Withdrawal-Non Home Branch � Inter-city & Intra-city

Cash withdrawals charges @ Rs.2/1000, min Rs.50/- per transaction. Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.

Miscellaneous

Balance inquiry

Rs.25/-

TDS certificate

Free

Balance confirmation certificate

Rs. 50/-

Interest certificate

Rs. 50/-

Cheque status per instance

Rs. 25/-

Signature Verification

Rs. 100/-

Address confirmation

Rs. 100/-

Photograph verification

Rs. 100/-

Setting up of standing instructions

Nil

Hold statement facility

Rs. 400 per year

Any deliverable returmed by courier due to negative reasons (no such consignee / consignee shifted and no such address)

Rs. 50 per instance

Old Records / Copy of Paid Cheque

up to 1 year

Rs. 50 per record

Above 1 year

Rs. 100 per record

Charges on all IMPS Outgoing transactions:
Slabs (Rs)	Charges Exclusive of service tax (Rs)
Up to 100,00	5
100,001 upto 200,000	15

All fees and charges mentioned in the Tarrifs, Charges or Fees brouchers will attract a service tax of 14% effective 1-Jun-2015. These will appear as separate debits in your statement

Fees & Charges before 1st January, 2016