HDFC Bank XpressWay: The Fastest Way To Fulfill All Your Banking Needs

HDFC Bank XpressWay: The Fastest Way To Fulfill All Your Banking Needs


You are now on the fastest route to fulfilling all your banking needs. This secure, smart, fully digital quick service platform let’s you avail a range of banking services related to  Credit Cards, Loans, Savings, Investments and much more with just 3 simple actions

Identify Yourself | Customize your requirements | Submit Details 

And you are done! So fasten your seatbelts and start exploring, 
because you are about to experience truly Xpress Banking.

Get money in 10 seconds* without any documents!

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Check pre-approved offer

  • No documents needed
  • Interest rate at 11.00% onwards
  • Get money in 10 seconds*

Top-up your loan

  • No documents needed
  • Get money in 10 seconds*
  • Collateral free loan

Get custom fit car loans & top-ups in 10 seconds*

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Check pre-approved offer

  • Flexible Repayment Options: Step-Up/Balloon EMI
  • Zero Foreclosure Charges
  • Get funds in 10 seconds*
  • End-to-end Car Loan application process takes just 30 minutes*

Top-up your loan

  • Get top ups in 10 seconds*
  • No documents needed

Speedy loans in 10 seconds* for your dream bike

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Check pre-approved offer

  • Get 4% lower interest rates if you are HDFC Bank account holder
  • Check eligibility in 1 minute and get loan approval in 15 minutes
  • Flexible Tenure between 12 months to 48 months

Apply for a loan

  • Get 4% lower interest rates if you are HDFC Bank account holder
  • Check eligibility in 1 minute and get loan approval in 15 minutes
  • Flexible Tenure between 12 months to 48 months

Top-up your loan

  • Get top ups in 10 seconds*
  • No document needed

Accelerate setting up your business with our loans

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Check pre-approved offer

  • Paperless business loan
  • No documentation needed
  • Get funds in 10 seconds*
  • Collaterals free loan

Apply for loan

  • Check your eligibility and get in-principle approval in just one minute
  • Protect your family from debts with a Credit Protect Plan at a nominal premium
  • Get more benefits if you have a Current or Savings Account with HDFC Bank

Open your Current Account, instantly, digitally.

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Sole Proprietorship Current account

  • Paperless account opening with Digitally signed GSTN + PAN + Aadhaar EKYC + Video KYC
  • No branch visit required​
  • Select Current account that suits your business needs from wide range of product offering

Resident Individual Current account

  • Open Digital Current Account with PAN + Aadhaar EKYC + Video KYC
  • No branch visit required
  • Select Current account that suits your business needs from wide range of product offering

Open quick, fully digital account with Video KYC

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  • Open an account from the comfort of your home or office
  • Exclusive accounts for Women, Senior Citizens, Youth & Premium Customers
  • Enjoy Monthly savings with your Debit/ATM Card, SmartBuy & PayZapp

Book an FD instantly using your mobile number only

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  • Enjoy Assured Returns
  • Secure Investment option
  • Flexi-duration and flexi-interest payout option

Get a Credit Card that’s right for you, instantly

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Check pre-approved offer

  • Pre-approved card tailor-made for your needs
  • 6000+ rewarding offers throughout the year

Apply for a new card

  • Get a Life-time free card
  • Enjoy Instant joining rewards
  • Best in class product range

Unlock more possibilities with a card upgrade!

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  • Earn Better Rewards
  • Increase your credit limit
  • Access more benefits

Do a lot more with your existing credit card!

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  • Earn Better Rewards
  • Improve your CIBIL score

Get an instant loan on your card limit for emergencies

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  • Get a pre-approved loan within the credit limit of your HDFC Bank Credit Card instantly
  • Enjoy attractive interest rates, among the lowest in the market
  • No documentation is required

  • Get a pre-approved loan above the credit limit of your HDFC Bank Credit Card
  • Loan amount will not be blocked from your credit limit
  • Enjoy attractive interest rates, among the lowest in the market

Convert big spends to affordable instalments

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  • Zero processing fee
  • Enjoy attractive interest rates, among the lowest in the market
  • Get the loan in one second

Xpressway FAQs

What is HDFC Bank Xpressway?

HDFC Bank XpressWay is a fully digital, quick service channel for HDFC Bank customers to avail 30+ banking products/services in 3 easy steps. It is a smart, secure and swift way of fulfilling banking needs instantly..

Which products/services can I avail via HDFC Bank XpressWay channel?

You can avail over 30 banking products/services including the following

Apply for Loans:

Personal Loans, Auto Loans, Two-Wheeler Loans, Loans Against Credit Cards, Business Loans

Enjoy Credit Card Services:

Apply for a new card, limit enhancement & upgrade, setting Standing instructions and more

Open an Account:

Open an Instant Savings Account

Make Investments:

Book a Fixed Deposit, and much more

What are the 3 easy steps in availing products via the HDFC Bank XpressWay channel?

Accessing HDFC Bank products and utilizing our range of services was never this easy.

  1. Just identify yourself as a customer with your unique information

  2. Customize your requirements

  3. Submit all details and you’re done!

What type of identity proof am I required to share while applying for an HDFC Bank product/service via the HDFC Bank XpressWay channel?

You should keep you customer identification details handy, so that we can quickly identify your customer information registered with our bank. For e.g PAN Card, Registered Mobile Number & Date of Birth. Please keep your credit card with you, while availing Credit Card related services on HDFC Bank XpressWay Channel.

Why am I required to share my proof of identification and bank details like account/card number?

Because this helps HDFC Bank identify you as our customer instantly and customize the product/service you want to avail, based on your information and eligibility.

Is it fully secure to share my proof of identification and bank details like account/card details?

This is a bank-owned platform and your customer data is completely secure with us. We only take necessary details pertaining to customer identification like PAN Card, DOB, Last 4 digits of your Credit Card. We do not ask for any confidential details that can jeopardize your safety such as ATM PIN/ Any Passwords or Complete Account Number

How to identify a fraud and what details will HDFC Bank XpressWay products never ask?

HDFC Bank XpressWay will never ask for your ATM PIN, MPIN, NetBanking Password or Complete Account /Card Details

Are there any hidden charges attached to applying for products/services via HDFC Bank XpressWay channel?

There are no hidden charges attached to using HDFC Bank XpressWay Platform. However processing fees may depend product to product and the complete details will be shared with you before the application is asked to be submitted. For product specific details, you can visit Product FAQ section.

How will I know that my product/service application on HDFC Bank XpressWay Channel has completed successfully?

You will receive a confirmation SMS on your registered number with transaction ID/request ID once the application is complete. You can use the same for future reference.

What should I do if I come across any technical errors, or the process abruptly ends while before completing application on the HDFC Bank XpressWay Channel?

You can either reinitiate the application or simply call us on our customer care number, for further assistance.

Whom should I contact in case of any queries while going through the application process?

Reach out to us on our customer care number or just Ask EVA!

Can I modify a request once I have submitted my application for HDFC Bank products/services availed via HDFC Bank XpressWay Channel?

No, you can only modify request using back/reset option before completing your application. Once the application is submitted, you will have to contact the bank’s customer care for any assistance & reconsideration. You can also read more information about individual products here (Redirect to product FAQs)

When will the amount/benefits/service availed via HDFC Bank XpressWay Channel reflect after application is submitted?

You will receive an SMS/Email with details or you can simply visit the product FAQ section to know more
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I have queries specific to a product/service listed on HDFC Bank XpressWay?

Check here FAQs link