From Oct 4: Cheques Will Clear in Hours — Keep Your Account Funded

Make Sure Your Cheques Clear Without Interruption

From October 4, 2025, the Reserve Bank of India introduces Continuous Cheque Clearing, ensuring that cheques are processed in hours—not days. 

This means faster transactions for you, but it also requires a small change in how you manage cheques. 

What You Need to Do 

• Maintain sufficient funds when issuing a cheque.
• From October 4, cheques will be cleared or returned unpaid within a few hours, without any reference back to the customer.

Banking, Made Effortless

At HDFC Bank, we remain committed to making your banking faster, safer, and more reliable—every step of the way.