Other Charges

Description of Charges	Specialé Gold / Specialé Platinum
Issue of duplicate/adhoc statements	Soft Copy -
	- Current and previous year statement through NetBanking - No charge
	- eStatement on registered E-mail ID - No charge
	Physical copy -
	- Branch - Rs 100/-
	- PhoneBanking (Non IVR) - Rs.75/-
	- PhoneBanking (IVR), Net Banking, MobileBanking, & ATM - Rs.50/-
	For Senior Citizen -
	- Branch - Rs.50/-
	- PhoneBanking (Non IVR) - Rs.50/-
	- PhoneBanking (IVR), NetBanking, MobileBanking, & ATM - Rs.30/- (w.e.f 1st July'13)
Passbook issuance	Free
Duplicate passbook issuance	Rs 100/- For Senior Citizens(w.e.f 1st Mar'21) Rs 90/-
Managers cheque/demand drafts - Cancellation/revalidation	Rs. 60
	For Senior Citizens( w.e.f 1st Aug'21 )
	Rs. 54
Demand drafts (issued) - On non-HDFC Bank locations	Rs. 50 plus charges as outlined below:
	Upto Rs. 500	Rs. 10
	Above Rs. 500 to Rs. 1000	Rs. 15
	Above Rs. 1000 to Rs. 5000	Rs. 25
	Above Rs. 5000 to Rs. 10,000	Rs. 30
	Above Rs. 10000	Rs. 5 per 1000 or part thereof (min Rs 75/- to max Rs 10,000/-)
	For Senior Citizens ( w.e.f 1st Mar'21 )
	Rs. 45 plus charges as outlined below:
	Upto Rs. 500	Rs.10
	Above Rs. 500 to Rs. 1000	Rs.15
	Above Rs. 1000 to Rs. 5000	Rs.25
	Above Rs. 5000 to Rs. 10,000	Rs.30
	Above Rs. 10,000 to Rs. 1,00,000	Rs. 3 per 1000/-
	Above Rs. 1,00,000	Rs. 6 per 1000/- or part thereof (max Rs 10.000/-)
Cheque collection - Local clearing zone	Free
Collection of outstation cheques - Our bank locations/Other locations	Charges for cheques drawn on Branch locations	Savings Account
	Upto Rs 5,000	Rs. 25/-, (Rs. 20/- for rural branches/senior citizens account)

	Rs. 5,001/- to Rs. 10,000/-	Rs. 50/-, (Rs. 40/- for rural branches/senior citizens account)

	Rs. 10,001/- to Rs. 1,00,000/-	Rs. 100/-
	Rs. 1,00,001/- and above	Rs. 150/-
	Cheques drawn on Speed Clearing Branches - at non CTS locations	Savings Account
	Upto Rs. 1,00,000	No charges
	Rs. 1,00,001/- and above	Rs. 140 /- per instrument
	Cheques drawn on Speed Clearing Branches - at CTS locations	No Charge
	Effective 1st December'14 "Charges on FD receipts / Govt challans/Treasury bills-challans / Refund orders/Vouchers/Instruments (not in cheque form) deposited for collection would be levied as per correspondent bank charges
Cheque return charges drawn on us - Local	(w.e.f 1st Aug'21)Due to insufficient funds Return in a month 1st - Rs.450 (Sr Citizen - Rs 400) 2nd r- Rs.500 (Sr Citizen - Rs 450) 3rd onwards - Rs.550 (Sr Citizen - Rs 500) Due to funds transfer cheque return Rs. 350/- (Sr Citizen - Rs 315) Due to technical reasons Rs. 50/- (Sr Citizen - Rs 45) (e.g. - Date not mentioned, post-dated, sign mismatch, etc.)



Cheques deposited - Returned Unpaid(Effective 1st Dec'17)	Rs.200/- per instance
Balance enquiry - At branch	Free
Balance Certificate	Current year - Free; previous year - Rs. 100 ( w.e.f 1st Aug'21 ) For Senior Citizens( w.e.f 1st Aug'21 ) Current year - Free; Previous year - Rs. 90
Interest Certificate	Rs 100/- per instance , For Senior Citizen - Rs 90/- per instance(w.e.f 1st Aug'21)
TDS Certificate	Free
Account Closure (from account opening date)	Upto 14 days - Nil
	15 days upto 12 months - Rs 500/- ( Rs 300/- for Senior Citizens)
	Beyond 12 months - Nil
	( w.e.f 1st July'13 )
Photo attestation	Rs 100/- per instance ( Nil for Senior Citizens )

Address confirmation	Rs.100 per instance, Senior citizen - Rs.90 per instance ( w.e.f 1st Aug'21 )
Stop payment charges	Particular cheque - Rs. 100 (free through NetBanking), range of cheques - Rs. 200 (free through NetBanking) For Senior Citizens(w.e.f 1st Mar'21) Particular cheque - Rs. 90 (free through NetBanking), Range of cheques - Rs. 180 (free through NetBanking)
SI set on Net Banking	Free

Old records/copy of paid cheques	Upto 1 year - Rs. 50 per record; above 1 year - Rs. 100 per record ( w.e.f 1st Aug'21 - Rs.80 per record, Senior citizen - Rs.72 per record)
Activation of dormant account	No charges
Local cheque deposited for outstation accounts	No charge
PhoneBanking -IVR	Free
Debit Card PIN regeneration charge	Rs. 50
Decline charge for insufficient balance	Transactions declined at other bank ATMs anywhere in the world or at a merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction
BillPay	Free
Visa Money Transfer	Rs. 5 per transaction
NEFT charges - outward (Branch)	Amounts up to Rs. 1 lac - Rs.2 per transaction
	Amounts above Rs.1 lac - Rs.10 per transaction
	For Senior Citizens (w.e.f 1st Mar'21)
	Amounts up to Rs.1 lac - Rs.1.8 per transaction
	Amounts above Rs.1 lac - Rs.9 per transaction
NEFT Charges for Indo-Nepal transactions	Customers having NSBL*A/c - Rs. 20/-
	Customers having non-NSBL* A/c
	Upto Rs. 5,000 - Rs 70/-
	Above Rs. 5,000 - Rs. 95/-
	* Nepal State Bank Ltd
RTGS charges– Outward (Branch)	Rs. 2 Lac & above - Rs. 15 per transaction For Senior Citizens( w.e.f 1st Mar'21 ) Rs. 2 Lac & above - Rs. 13.5 per transaction
MobileBanking	Free
NetBanking	Free
Any deliverable returned by courier due to negative reasons (no such consignee/consignee shifted and non-existent address)	Rs. 50/- per instance
TIN regeneration (requests received at the branch for a physical dispatch)	Rs 40/- per instance , For Senior Citizen - Rs 36/- per instance(w.e.f 1st Aug'21)
IPIN regeneration (requests received at the branch for a physical dispatch)	Rs 40/- per instance , For Senior Citizen - Rs 36/- per instance(w.e.f 1st Aug'21
SI rejects	Rs. 200/- per instance
One time Mandate Authorisation Charges per mandate (Physical / Online)	Rs 40/- , For Senior Citizen - Rs 36/- (w.e.f 1st Aug'21)
ECS /ACH Return Charges	Return in a month 1st - Rs.450 (Sr Citizen - Rs 400) 2nd r- Rs.500 (Sr Citizen - Rs 450) 3rd onwards - Rs.550 (Sr Citizen - Rs 500)
Signature Attestation	Rs.100, Senior citizen - Rs.90
Cardless Cash Withdrawal	Rs. 25 plus taxes per transaction