Terms and Conditions

Terms and Conditions

Speciale Gold

Amazon voucher worth Rs. 1,000, subject to minimum spends of Rs. 25,000 on debit card in first 60 days post account opening and average balance of Rs 1 Lakh maintained in savings account for 2 months from next month of account opening. This amazon voucher can be used to buy 1 year of Amazon Prime membership

Eg. If the customer has opened account on 15th Sep’20, then average balance of Rs 1 Lakh has to be maintained in Oct’20 and Nov’20. Also the customer has to spend Rs.25,000 using Platinum debit card from account opening 15th Sep to 15th Nov’20(60 days). Post fulfilling the eligibility criteria, the Customer will receive voucher by 31st Jan’21 i.e. 45-60 days from end of eligibility period. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered under successful debit card transactions


Uber / Big Bazaar / Zee5 / Apollo Pharmacy voucher of Rs 100 off every month for one year if average balance of Rs 1 Lakh met every month in your savings account from next month of account opening



Speciale Platinum

Amazon voucher worth Rs. 1,000, subject to minimum spends of Rs. 25,000 on debit card in first 60 days after account opening and average balance of Rs 3 Lakh maintained in savings account for 2 months from next month of account opening. This amazon voucher can be used to buy 1 year of Amazon Prime membership

Eg. If the customer has opened account on 15th Sep’20, then average balance of Rs 3 Lakh has to be maintained in Oct’20 and Nov’20. Also the customer has to spend Rs.25,000 using Platinum debit card from account opening 15th Sep to 15th Nov’20(60 days). Post fulfilling the eligibility criteria, the Customer will receive voucher by 31st Jan’21 i.e. 45-60 days from end of eligibility period. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered.


Apollo Pharmacy voucher of Rs 1000 or Myntra voucher of Rs 1000, subject to minimum spends of Rs. 50,000 on debit card in first 90 days after account opening and average balance of Rs 3 Lakh maintained in savings account for 3 months from next month of account opening. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered.


1 year Taj Epicure membership, subject to minimum spends of Rs. 75,000 on debit card in first 180 days after Bank Account opening and average balance of Rs 3 Lakh maintained in savings account for 6 months from next month of account opening. Only successful debit card transactions will be considered and reversals on any transactions will not be considered as successful debit card transactions. ATM transactions or withdrawals will not be considered.



Above offers are applicable on your debit card for accounts opened till 30th September, 2023. The Bank reserves the right to change/ modify/ withdraw/ suspend the offers from time to time


Redemption details of respective benefit would be sent on SMS and the Bank will not be responsible or liable in case the above offer is not configured or could not be availed due to any restrictions including DNC/ NDNC or any delay, congestion on any telephone network or line or issues related to computer on-line system, servers or providers, website or mobile app or any other reason beyond the control of HDFC Bank


In case of any issue relating to the above offer including any dispute or discrepancy or non-receipt of voucher or on my/our eligibility, HDFC Bank’s decision shall be final and binding in all respects.


Customer would be eligible for the debit card offers only once in stipulated time period and cannot re-apply for the offers again going forward by opening another account.


Merchant alliance offers are not eligible for account upgrades and will be provided only on new account opening. However, the customers will be eligible for other product benefits on Investments / Transaction benefits like ATM, Cash, Chequebook/ etc will be eligible. Any downgrade in the product (Speciale Gold/Platinum to Other Savings account) would lead to the customer for not being eligible for merchant alliance benefits.