Everything You Need to Know About Opening a Savings Account in Patna

Patna is a city that is historically and culturally significant to so much of Indian history. The birthplace of various styles of music and integral to various ancient empires, modern Patna also offers ample growth opportunities. However, along with financial gain comes the responsibility of safeguarding your earnings. While you can simply store your money at home, you will miss out on the opportunity to earn additional income. To that end, you should opt to open a Savings Account in Patna as it will help you safely store your funds while earning extra income. Continue reading to learn more about how opening a Savings Account in Patna is the way to go!


What are the Features and Benefits of Opening a Savings Bank Account in Patna?

Here are the features and benefits you can enjoy when you open an HDFC Bank Savings Account in Patna:

  • Attractive Interest Rates:

With a Savings Account, you can leverage your idle funds to earn additional income. HDFC Bank keeps your needs in mind and offers attractive interest rates that help you earn sizeable returns. Whether you invest those extra earnings or use them to handle daily expenses, they can go a long way!

  • Debit Card:

If you have been looking for a way to pay for purchases easily, then the HDFC Bank Savings Account has you covered. With the HDFC Bank Savings Account, you can avail of a Debit Card as per your financial needs and lifestyle. The card comes with many benefits that can come in handy when trying to save money. Plus, it enables you to make swift cashless transactions in today’s precarious times.

  • Ease of Transaction:

When you choose to open a Savings Account at HDFC Bank, you also choose smooth day-to-day transactions. As an HDFC Bank customer, you can access an extensive network of 6000+ branches and 16,000+ ATMs to take care of your banking activities. Additionally, the HDFC Bank NetBanking and PhoneBanking facilities allow you to manage your account from anywhere, at any time. Regardless of whether you want to check your account balance or pay bills, the HDFC Bank Savings Account and internet banking services have you covered.

  • Charges:

HDFC Bank keeps your needs in mind and allows you to open a Savings Account at a reasonable price. At HDFC Bank, you only have to pay a nominal opening charge and are required to maintain a considerably low minimum balance. On top of that, you also get access to a Demat Account, and the Annual Maintenance Charges (AMC) for the same are waived off for the first year.

  • Added Benefits:

At HDFC Bank, in addition to the regular benefits of a Savings Account, you can also enjoy other perks. For instance, by opening a Regular Savings Account, you enjoy using a safe deposit locker to store your precious belongings. Also, if saving more money is on your agenda, then you can make the most of the Super Saver facilities on offer. HDFC Bank offers various deals and discounts that ensure that opening a Savings Account is the right step for your financial life.

  • Eligibility Criteria and Documentation:

HDFC Bank is in a constant endeavour to make opening Savings Accounts in Patna as accessible as possible for all residents. Thus, the basic eligibility criteria for opening an account are basic, and we ask for minimal paperwork. You can also open the HDFC Bank Savings Account online from within the comfort of your own home. Gone are the days when you had to worry about commuting to the bank or waiting in long lines. With just a few clicks, you can enjoy all the perks and advantages of the HDFC Bank Savings Account with utmost ease.

To open an HDFC Bank Savings Account online, you can follow the steps given below:

- Log onto the HDFC Bank portal.

- Fill out the application form and submit the documents required.

- Complete the KYC (Know Your Customer) process, now possible online.

- Use your HDFC Bank Savings Account upon receiving your customer ID and account number.
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Keep your financial life in Patna seamless and smooth with the HDFC Bank Savings Account and the associated benefits.

Click here to open an HDFC Bank Savings Account today.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.

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