Fees & Charges applicable from 1st July 2007 to Jan 2009

Fees & Charges applicable from 1st July 2007 to Jan 2009

Description of ChargesPremium Current Account
Current Accounts with Cheque facility
Minimum Balance (Average Quarterly Balance)25,000
Charges for non maintenance thereof per Quarter900
Other Current Account facilities
Issue of Duplicate / Adhoc StatementRs. 100 at Branch or Phonebanking (Non-IVR), Rs. 50 per statement through Phonebanking (IVR), Netbanking, ATM, Mobilebanking.
Mode of calculation of minimum average quarterly balanceSum of Daily Closing Balance for financial quarter / Number of days in the Qtr
Remittance facility through own Bank
Effective 1st July 2006, up to 100 cheque leaves issuance FREE per month. Issuance in excess of above will be charged @ Rs.2/- per cheque leaf issued. For accounts not maintaining AQB free limit is not applicable & the same is charged @ Rs.2/- per cheque issuance.-
Demand Drafts - Issued payable at BRANCH Locations & Issued from Home Branch / Duplicate DD-
Demand Drafts payable at Mumbai, Delhi, Kolkata, Chennai, Ahmedabad, Bangalore, Hyderabad, Trivandrum, Chandigarh, Bhopal, Nagpur, Jaipur, Bhubaneshwar, Kanpur, Patna & GuwahatiUpto Rs.25,000 - Rs.50/-. Above Rs.25,000 to Rs.100,000 - Rs.2.50 per Rs.1,000 or part thereof, minimum Rs.50/-. Above Rs.100,000 - Rs.2/- per Rs.1,000 or part thereof, minimum Rs.250/-, max Rs.5,000/-
Demand Drafts payable at any Other Branch locationsUpto Rs.25,000 - Rs.50/-. Above Rs.25,000 to Rs.100,000 - Rs.2.50 per Rs.1,000 or part thereof, minimum Rs.50/-. Above Rs.100,000 - Rs.2/- per Rs.1,000 or part thereof, minimum Rs.250/-, max Rs.5,000/-
For accounts not maintaining Average Quarterly Balance
Demand Drafts - Issued payable at BRANCH Locations & Issued from Non-Home Branch / Duplicate DD
Issuance of DD/ PO through PhoneBankingRs. 50 through Phonebanking **Only DD amount upto Rs 100000 for Preferred & Rs 50000 for other customers accepted at Phonebanking. All standard charges for DD are applicable as above.
DD-Cancellation/RevalidationRs.50/-
Pay Orders Issued from HOME Branch / Duplicate POFUpto Rs.50,000/- Rs.75/- Above Rs.50,000/- Re.1/- per Rs.1,000/-, min Rs.75/-, Max Rs.5,000/-
Pay Orders Issued from NON-HOME Branch / Duplicate PO
For accounts not maintaining Average Quarterly Balance
PO-cancellation/RevalidationRs.50/-
Inter-city funds transfer within Branch locations except Dahej - includes both collection & payment in the accountsFree upto Rs.10 Lacs per month, incremental to be charged @ Rs.1.50 per Rs.1,000/-, includes cash & non-cash transactions
EFT Charges- inwardFREE
EFT Charges- outwardFREE
RTGS-OutwardRs.0.25 per Rs.1,000/- per transaction, minimum Rs.50/-, maximum Rs.1,000/-
RTGS-InwardFREE
Remittance facility through other Bank
DD- Issue / Duplicate DDRs.50/- + Charges as Follows: Upto Rs.500/- - Rs.10/-, Above Rs.500/- upto Rs.1000/- - Rs.15/-, Above Rs.1000/- upto Rs.5000/- - Rs.25/-, Above Rs.5000/- upto Rs.10,000/- - Rs.30/-, Above Rs.10,000/- upto Rs.100,000/- - Rs.3/- per Rs.1000/- or part there
DD-Cancellation / RevalidationRs.50/-
Cheque Collection
LocalFREE. Effective 1st July 2006, Up to 150 cheque deposits per month FREE. Cheque Deposits in excess of above will be charged @ Rs.5/- per cheque deposit. For accounts not maintaining AQB Rs.5/- per cheque deposit.
Outstation through own bankFree, subject to realisation of funds. Faster realisation will be charged at 0.25% (min Rs.25/-)
Outstation through another bankCheques (MICR) drawn on non-branch locations where we have a tie-up with correspondent bank - 0.40% (min Rs.50/-) & Cheques drawn on non-branch locations where we do not have a tie-up with correspondent bank & Non-MICR in MICR location - 0.65% + Rs.25/- (min Rs.50/-) # Credit on receipt of clear funds
Bouncing of cheques- Local-
Cheques Drawn on us-
Due to Insufficient FundsRs.300/- per Instrument
Accounts not maintaining AQB as of previous quarterRs.350/- per Instrument
Due to Technical ReasonsNo Charge
Cheques Deposited Returned Unpaid-
LocalRs.50/- per Instrument
Accounts Not maintaining AQB as of Previous QuarterRs.100/- per Instrument
Bouncing of cheques- outstation- through own bankRs.100/- per Instrument
Bouncing of cheques- outstation- through another bankRs.100/- per Instrument
Cash Transactions
Cash DepositsCash Deposit upto Rs.5 lacs per month allowed Free at Home Branch. Deposit in excess of above will be charged @ Rs.2/- per Rs.1,000/-, minimum Rs.50/-. For accounts not maintaining AQB Free limits are Not Applicable. Cash Deposits at Non-Home Branch is NOT allowed.
Miscellaneous
Balance enquiryRs.25/-
Balance CertificateRs.50/-
Interest CertificateRs.50/-
Account closureUpto 14 days - No charge 15 days upto 6 months - Rs 100/- Above 6 months - No charge
Photo attestationRs. 50/-
Signature attestationRs.50/-
Stop Payment ChargesParticular Cheque:- Rs. 50/- (Rs.40/- through PhoneBanking) & Range of Cheques:- Rs. 100/- (Rs. 80/- through PhoneBanking) & FREE through Net Banking
Inoperative accountActivation of Dormant/inoperative account Rs. 100/-
Phonebanking - IVRFree
Phonebanking - Non IVRFree
Rs. 50 per call on non maintenance of Min balance for transactions that are available on IVR but are done through the PhoneBanking executive
ECS (Debit) Return ChargesRs 200 (plus taxes)