Fees & Charges for Plus Current Account before 1st November, 2013

Fees & Charges for Plus Current Account before 1st November, 2013

Description of ChargesPlus Current Account
Current Accounts with Cheque facility
Minimum Balance (Average Quarterly Balance)Rs. 1,00,000
Non-Maintenance Charges per quarter
Charge of Rs. 6,000 per quarter, if AQB is less than Rs. 50,000
Charge of Rs. 1,500 per quarter, if AQB is less than Rs. 1,00,000 but > = Rs. 50,000
Mode of calculation of minimum average quarterly balanceAverage of daily closing balances of each day spread over a period of three months.
Cheque Book Charges (Issued by Bank)
Payable-at-par
300 cheque leaves free per month. Charge of Rs. 2 per leaf beyond 300 leaves
Other Current Account facilities
Account StatementFree(Monthly)+
Duplicate/Adhoc Statement
Requests through Direct Banking ChannelsRs.50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR)
Hold Statement FacilityRs.400/- per year
Remittance facility through own Bank
Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDUp to 50 free DDs per month. Above 50 DDs, charges @ Rs. 25 per Demand Draft.
Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate POUp to 50 free PO's per month. Above 50 PO's, charges @ Rs. 25 per Pay Order.
Issuance of DD/ PO through PhoneBankingAll standard charges for DD / PO are applicable as above.
Only DD / PO amount up to Rs. 5,00,000 are accepted at Phonebanking.
DD/PO Cancellation/RevalidationRs. 50 per instrument
NEFT/EFT Transactions :
PaymentsFree
CollectionsFree
RTGS Transactions :
PaymentsFree
CollectionsFree
Local Transactions (At home branch location)
Local cheques collections & paymentsFree
Account to Account Fund Transfer within HDFC BankFree
Anywhere Transactions (except Dahej)
Account to Account Fund Transfer within HDFC BankFree
Payments at HDFC Bank LocationsFree
Collections at HDFC Bank LocationsUp to Rs. 75 lakhs free per month, beyond which charges @ Rs. 0.50/Rs. 1,000, minimum Rs. 25 per transaction.
Bulk Transaction ChargesAll transactions are subject to a maximum of 250 transactions per month, beyond which charges @ Rs. 8 per transaction will be levied. Includes all Local / Anywhere clearing and transfer transactions.
Remittance facility through other Bank
Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tie-up)Rs. 2 per Rs. 1,000 Minimum Rs. 50 per DD
DD-Cancellation / RevalidationRs. 50 per instrument
Cheque Collection
Outstation Cheque Collection at Bank Locations
Instrument ValueCharges
Any AmountRs. 20 per instrument
Outstation Cheque Collection at Correspondent Bank Location
Instrument ValueCharges
Up to Rs. 35,000Rs. 50 per instrument
Above Rs. 35,000 and up to Rs. 1,00,000Rs. 100 per instrument
Above Rs. 1,00,000Rs. 150 per instrument
Outstation Cheque Collection at Clean Location
Instrument ValueCharges
Up to Rs. 25,000Rs. 50 per instrument
Above Rs. 25,000 and up to Rs. 1,00,000Rs. 100 per instrument
Above Rs. 1,00,000Rs. 150 per instrument
Cheque Collection through Speed Clearing
Instrument ValueCharges
Up to Rs. 1,00,000Free
Above Rs. 1,00,000Rs. 15 per instrument
Bouncing of cheques- Local
Cheques Drawn on us
Due to Insufficient FundsUp to 2 instruments per month - Rs. 300 per instrument. On 3rd / 4th & 5th instrument - Rs. 500 per instrument 6th Instrument onwards - Rs. 750 per instrument
Due to Technical ReasonsNo Charge
Cheques Deposited Returned Unpaid
LocalRs. 50 per Instrument
Accounts Not maintaining AQB as of Previous QuarterRs. 100 per Instrument
OutstationRs. 50 per Instrument
Bouncing of cheques- outstation- through own bankRs. 50 per Instrument
Bouncing of cheques- outstation- through another bankRs. 50 per Instrument
Doorstep Banking **
Cash Pickup Charges (within municipal city limits)
Cash Pick-up up to Rs. 1 LakhRs. 150 per pick-up
Cash Pick-up beyond Rs. 1 Lakh and up to Rs. 2 LakhsRs. 200 per pick-up
Cash Pick-up beyond Rs. 2 Lakhs and up to Rs. 3 LakhsRs. 300 per pick-up
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager
Cash Transactions
Cash Deposit
Cash Deposit-Home Branch LocationUpto Rs.10 Lacs free per month or 50 transactions whichever is less. Deposits in excess of Rs.10 Lacs free per month or 50 transactions will be charged @ Rs.3 per Rs.1000, minimum of Rs.50/- per transaction
Limit on Inter-Branch deposits (Within Home Branch CityCash deposit at non home Branches within home branch city subject to maximum of Rs. 1,00,000 per account per day
Cash Deposit -Non Home LocationUpto Rs.2 Lacs free per month or 5 transactions whichever is less. Deposits in excess of Rs.2 Lacs free per month or 5 transactions will be charged @ Rs.3.5 per Rs.1000, minimum of Rs.50/- per transaction (Maximum Deposit allowed up to Rs.1,00,000 per day
Cash Withdrawal
Cash Withdrawal-Home BranchFree at Home Branch
Cash Withdrawal-Non Home Branch-Inter-city & Intra-cityFree cash withdrawals upto Rs.1,00,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/-per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
Miscellaneous
Balance enquiryRs. 25
TDS CertificateFree
Balance ConfirmationRs. 50
Interest CertificateRs. 50
Cheque Status per instanceRs. 25
Photo VerificationRs. 100 per instance
Address ConfirmationRs. 100 per instance
Signature VerificationRs. 100 per instance
Setting up of Standing InstructionsRs. 150
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)Rs. 50 per instance
TIN/IPIN Regeneration (requests received at the branch for physical dispatch)Rs. 50 per instance
SI rejectsRs. 200 per instance
ECS (Debit) Return ChargesRs 350/- would be levied on first instance of ECS return in a quarter
Rs 750/- would be levied, second instance onwards in the same quarter
Old Records / Copy of Paid Cheque
Up to 1 YearRs. 50 per record
Above 1 YearRs. 100 per record
Common Charges for Debit / ATM Cards
Replacement of damaged cardFree
Replacement of Lost cardRs. 100
Copy Retrieval RequestRs. 100
Re-Issuance of PINRs.  50 plus taxes
Transaction Charge--HDFC Bank ATM'sBalance Inquiry – Free
Cash Withdrawal – Free
Transaction Charge--Non HDFC Bank ATM's ***
DomesticBalance Inquiry – Free
Cash Withdrawal - 5 transactions free per month. Beyond which charges @ Rs. 20 per transaction.
International*

*The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

Balance Inquiry - Rs. 15 per transaction
Cash Withdrawal - Rs. 110 per transaction
Transaction Decline Charge (at Non-HDFC Bank ATM's)Rs. 25 per transaction
Stop Payment Charges
Particular chequeRs. 50 (FREE through Phone Banking)
Range of chequesRs. 100 (FREE through Phone Banking)
Account Closure:
Up to 14 daysNo Charge
15 days to 6 monthsRs. 1000
6 months to 12 monthsRs. 500
More than 12 monthsNo Charge
Transactions through PhoneBanking:
Interactive Voice Response (IVR)Free
Non-IVR-Agent assisted-For accounts maintaining AQBFree
Non-IVR- Agent assisted - For accounts NOT maintaining AQB as of previous quarter and for transactions that are available on IVRRs. 50 per call
Debit Cards (only for Individuals & Sole Proprietorship)
Debit CardEasy ShopATM Card
Business#RegularGoldWoman's
Annual Fee per CardRs. 250 p.a.Rs. 100 p.a.Rs. 500 p.a.Rs. 100 p.a.Free
Daily ATM LimitRs. 50,000Rs. 25,000Rs. 50,000Rs. 25,000Rs. 10,000
Daily Merchant Establishment Point of Sale LimitRs. 75,000Rs. 40,000Rs. 75,000Rs. 40,000NA
# Also available for partnership firms & limited company current accounts which have operating instructions as "Singly"


All fees & charges mentioned in the Tariffs, Charges or Fees brochures will attract a Service Tax of 12% & an Education Cess of 3% of the service tax amount. These will appear as separate debits in your the statement.

+For accounts maintaining AQB less than Rs. 1,00,000 as of previous qtr will be charged Rs. 25 each for next 3 monthly statement

**Available at Select locations. You need to register with the Bank for availing these services, please contact your Branch Manager for further details.

***Charges applicable w.e.f. 15th Oct '09 (Inclusive of service tax and educational cess).