Max Advantage Current Account in India

Dynamic Pricing ensures cost-efficiency at all times with increase in balances​​​​​​​

• Combined Cash Deposit (Anywhere in India) – 12 times of Current Month AMB (upper cap of Rs. 75 Crs.)

• Cash Withdrawal (Non-home Branch) – 12 times of Current Month AMB (upper cap of Rs. 75 Crs.)

• DD – Unlimited DD at Bank location; Free up to Rs. 30 lakhs at Correspondent Bank Location

• Cheque Leaves – Free 100 cheque leaves for every Rs. 1 lakh of balance maintained

• Total Transactions – 150 transactions for every Rs. 1 lakh of balance maintained

Extended Zero NMC^1,2 charges

Free Business Debit Card

Free NEFT/RTGS/IMPS transactions

• Merchant Acquiring Solution
  
  –   Enjoy cashless & seamless Banking through Digital Products i.e. ME/MPOS/MEAPP/BHIM UPI/Bharat QR and Payment Gateway 
  

  –   Zero NMC, if credit transaction value through SmartHub Digital or Physical merchant solution (POS / SmartHub Vyapaar App / Payment Gateway) Rs. 30 Lac or more in any quarter.
  
  

• Digital Banking – Easy Access and transaction processing through NetBanking or MobileBanking App

• E-net – Digital Solution for companies to managed payments and collections

• Transactions done through Internet, NetBanking/MobileBanking⁵, Branch, Email, PhoneBanking, IVR & Non-IVR (Agent assisted) and HDFC Bank ATM

• All Cheque based transactions i.e., Payment or Collection being local/anywhere or Fund Transfer within HDFC Bank and cheque pick-up services

• Insta Alert, BillPay and Standing Instructions (Set-up)

• Outstation Cheque Collection at all HDFC Bank branches/speed clearing

• Free cheque pick-up once in a day. Cash pick-up/doorstep Banking services offered at select locations

• Enjoy multiple benefits on Business Debit Card:
  
  a) Get up to ₹9000 CashBack every year, 5% on Tax payment & 1% CashBack on select retail and online shopping
  b) Spend based complimentary lounge access at select domestic airports twice per calendar quarter ​​​​​​​
  c) Up to ₹ 10 lakhs Personal Accidental Death Cover (Rail/ Road/ Air)
  d) International Air Coverage of flat Rs. 1 Crore on purchase of air ticket using your Business Debit Card.
  ​​​​​​​e) ₹ 5 lakhs for retail / online shopping and ₹ 1 lakh for ATM withdrawals
  
  For more details, you may click here to read on this in detail.

1. Zero NMC in quarter subsequent to account opening quarter, if the customer is active on all 3 services (NB or MB, DC [ATM or POS Txn] and Bill Pay) within first 2 months of account opening.

2. Zero NMC, if credit transaction value through SmartHub Digital or Physical merchant solution (POS / SmartHub Vyapaar App / Payment Gateway) Rs. 30 Lac or more in any quarter

Terms & Conditions Apply