Fees & Charges for E-comm Current Account before 1st January’ 2016

Fees & Charges for E-comm Current Account before 1st January’ 2016

Description of ChargesE-comm Current Account
Current Accounts with Cheque facility
Minimum Balance (Average Quarterly Balance)Rs. 25,000
Non-Maintenance Charges per quarter
Charge of Rs. 1,000 per quarter, if AQB (Average Quarterly Balance (AQB) is the average balance to be maintained in the account over a period of a quarter.) is less than Rs. 25,000
Mode of calculation of minimum average quarterly balanceAverage of daily closing balances of each day spread over a period of three months.
Cheque Book Charges (Issued by Bank)

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

300 cheque leaves free per month. Charge of Rs. 2 per leaf beyond 300 leaves
Other Current Account facilities
Account StatementFree(Monthly)+
Duplicate/Adhoc Statement
Requests through Direct Banking ChannelsRs.50/- per statement through ATM/Mobile Banking/NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR)
Hold Statement FacilityRs.400/- per year
Remittance facility through own Bank
Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDUp to 50 free DDs per month. Above 50 DDs, charges @ Rs. 25 per Demand Draft.
Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate POUp to 50 free PO's per month. Above 50 PO's, charges @ Rs. 25 per Pay Order.
Issuance of DD/ PO through PhoneBankingAll standard charges for DD / PO are applicable as above. 
Only DD / PO amount up to Rs. 5,00,000 are accepted at Phonebanking.
DD/PO Cancellation/RevalidationRs. 50 per instrument
NEFT/EFT Transactions :
RTGS Transactions :
Local Transactions (At home branch location)
Local cheques collections & paymentsFree
Account to Account Fund Transfer within HDFC BankFree
Anywhere Transactions
Account to Account Fund Transfer within HDFC BankFree
Payments at HDFC Bank LocationsFree
Collections at HDFC Bank LocationsFree
Bulk Transaction ChargesAll above transaction are subject to a maximum of 200 transaction per month beyond which charges @ Rs.10/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions
Remittance facility through other Bank
Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tie-up)Rs. 2 per Rs. 1,000 Minimum Rs. 50 per DD
DD-Cancellation / RevalidationRs. 50 per instrument
Cheque Collection
Outstation Cheque Collection at Bank Locations
Instrument ValueCharges
Any AmountRs. 20 per instrument
Outstation Cheque Collection at Correspondent Bank Location
Instrument ValueCharges
Up to Rs. 35,000Rs. 50 per instrument
Above Rs. 35,000 and up to Rs. 1,00,000Rs. 100 per instrument
Above Rs. 1,00,000Rs. 150 per instrument
Outstation Cheque Collection at Clean Location
Instrument ValueCharges
Up to Rs. 25,000Rs. 50 per instrument
Above Rs. 25,000 and up to Rs. 1,00,000Rs. 100 per instrument
Above Rs. 1,00,000Rs. 150 per instrument
Cheque Collection through Speed Clearing
Instrument ValueCharges
Up to Rs. 1,00,000Free
Above Rs. 1,00,000Rs. 15 per instrument
Bouncing of cheques- Local
Cheques Drawn on us
Due to Insufficient FundsUp to 2 instruments per month - Rs. 500 per instrument ;On 3rd instrument onwards - Rs. 750 per instrument
Due to Technical ReasonsNo Charge
Cheques Deposited Returned Unpaid
LocalRs 100 per Instrument
OutstationRs 150  per Instrument
Bouncing of cheques- outstation- through own bankRs. 50 per Instrument
Bouncing of cheques- outstation- through another bankRs. 50 per Instrument
Doorstep Banking **
Cash Pickup Charges (within municipal city limits)
Cash Pick-up up to Rs. 1 LakhRs. 150 per pick-up
Cash Pick-up beyond Rs. 1 Lakh and up to Rs. 2 LakhsRs. 200 per pick-up
Cash Pick-up beyond Rs. 2 Lakhs and up to Rs. 3 LakhsRs. 300 per pick-up
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager
Cash Transactions
Cash Deposit
Combined Free Cash Deposit Limit 
(Home Location + Non HomeLocation)
Higher of  Rs.3 Lacs free per month or 6  times the Average Monthly Balance maintained in the transaction (Current) month or 40 transactions whichever is breached earlier . Deposits in excess of free limit per month  will be charged @ Rs.3 per Rs.1000, minimum of Rs.50/- per transaction
Limit on Inter-Branch deposits (Within Home Branch CityCash deposit at non home Branches within home branch city subject to maximum of Rs. 1,00,000 per account per day
Cash Withdrawal
Cash Withdrawal-Home BranchFree at Home Branch
Cash Withdrawal-Non Home Branch-Inter-city & Intra-cityFree cash withdrawals upto Rs.1,00,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/- per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
Balance enquiryRs. 25
TDS CertificateFree
Balance Confirmation CertificateRs. 50
Interest CertificateRs. 50
Cheque Status per instanceRs. 25
Photo VerificationRs. 100 per instance
Address ConfirmationRs. 100 per instance
Signature VerificationRs. 100 per instance
Setting up of Standing InstructionsNil
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address)Rs. 50 per instance
TIN/IPIN Regeneration (requests received at the branch for physical dispatch)Rs. 50 per instance
SI rejectsRs. 200 per instance
ECS (Debit) Return ChargesRs 350/- would be levied on first instance of ECS return in a quarter 
Rs 750/- would be levied, second instance onwards in the same quarter
Old Records / Copy of Paid Cheque
Up to 1 YearRs. 50 per record
Above 1 YearRs. 100 per record
Common Charges for Debit / ATM Cards
Replacement of damaged cardFree
Replacement of Lost cardRs. 200/-
Copy Retrieval RequestRs. 100
Re-Issuance of PINRs.  50 plus taxes
ATM Usage:
Transacton TypeBalance InquiryCash Withdrawal
HDFC Bank ATMsFreeFree
Non-HDFC Bank ATMs
Domestic3 transaction in 6 Cities** and 5 transactions in other than above cities free per month, beyond which charges applicable @Rs.20/- per transaction
Note : **6 Cities- Transactions done in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad ATMs will be considered

*The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

Rs.15/- per transactionRs.110/- per transa
Transaction Decline Charge (at Non-HDFC Bank ATM's)Rs. 25 per transaction
Debit Card / ATM Charges -
Replacement Charges for lost cardRs.200/-
Stop Payment Charges
Particular chequeRs. 100/- (FREE through Phone Banking)
Range of chequesRs. 250/- (FREE through Phone Banking)
Account Closure:
Up to 14 daysNo Charge
15 days to 6 monthsRs. 1000
6 months to 12 monthsRs. 500
More than 12 monthsNo Charge
Transactions through PhoneBanking:
Interactive Voice Response (IVR)Free
Non-IVR-Agent assisted-For accounts maintaining AQBFree
Non-IVR- Agent assisted - For accounts NOT maintaining AQB as of previous quarter and for transactions that are available on IVRRs. 50 per call
Charges on all IMPS Outgoing transactions:
Slabs (Rs)Charges Exclusive of service tax (Rs)
Up to 100,005
100,001 upto 200,00015
Debit Cards (only for Individuals & Sole Proprietorship)
Debit CardEasy ShopATM Card
Annual Fee per CardRs. 250 p.a.Rs. 100 p.a.Rs. 500 p.a.Rs. 100 p.a.Free
Daily ATM LimitRs. 50,000Rs. 25,000Rs. 50,000Rs. 25,000Rs. 10,000
Daily Merchant Establishment Point of Sale LimitRs. 75,000Rs. 40,000Rs. 75,000Rs. 40,000NA
# Also available for partnership firms & limited company current accounts which have operating instructions as "Singly"