Consent Terms

HDFC Bank Limited (“HDFC Bank” which term shall include its successors and assigns)  

Subject: Consent Terms 

By clicking on / ticking the check box, I hereby agree to the below terms and provide my consent to HDFC Bank as under: 

1. I hereby expressly consent to and authorise HDFC Bank (whether acting by itself or through any of its service providers, and whether in automated manner or otherwise), to do and undertake any of the following, in relation to personal data and sensitive information personal data or information, details of and in relation to the life insurance policies held by me, data and information relating to know your customer (KYC), credit information, account details, loan/ facility(ies) application details and security creation in relation thereto and any other information whether about me or not as may be deemed relevant by HDFC Bank for its purposes (collectively, “Information”): 
   
   i) to share with and disclose the Information to HDFC Life Insurance Company Ltd., service providers, consultants, credit information companies, information utilities (in terms of the Insolvency and Bankruptcy Code, 2016 and the rules and regulations thereunder), other banks and financial institutions, affiliates, subsidiaries, regulators, investigating agencies, judicial, quasi-judicial and statutory authorities, or to other persons as may be necessary in connection with the contractual or legal requirements or in the legitimate interests of HDFC Bank or as per the consent;  
   
   ii) to collect the Information from HDFC Life Insurance Company Ltd., me and other physical or online sources including accessing the same from credit information companies, information utilities, websites, data bases and online platforms (whether public or not); 
   
   iii) to get the authenticity, correctness, adequacy, etc. of the Information verified from any sources and persons including from online data bases; and to act for and on my behalf for such accessing, collecting or verifying of the Information including using my log in and password credentials on the online platforms; such collection, access and verification may be done without any notice to me;  
   
   iv) process Information including by way of storing, structuring, organising, reproducing, copying, using, profiling, etc. as may be deemed fit by HDFC Bank; 
   
   V) to store the Information for such period as may be required for contract, by law or for HDFC Bank’s evidentiary claims purposes, whichever is longer; and/or 
   
   Vi) any of the aforesaid may be exercised by HDFC Bank for the purposes mentioned above, for the purposes of processing my application for a loan/ facility, obtaining credit scores, credit information, credit evaluation report, credit appraisal, fraud detection, anti-money laundering obligations, for entering into contract, for direct marketing, for developing credit scoring models and business strategies, for monitoring, for evaluating and improving the quality of services and products, for other legitimate purposes or for any purposes with consent.   
   
   
2. I expressly agree to and subject me to the automated processing, automated profiling and to the automated decision making by or on behalf of HDFC Bank.