Credit Score

Credit Score

Being financially healthy is all about good habits


  • Pay your dues on time
  • Stay within your credit limits
  • Borrow early and in moderation


  • Miss payments
  • Have large credit card balances
  • Make many loan enquiries

Did you know

Missing just one payment can bring your score down by 15%

Good financial habits also ensure a healthy credit score and higher the score, better is your chance at getting loan approvals

Terms and conditions apply 
*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 18-19 and No.1 on market capitalisation based on BSE data as on 31 Dec, 2019