Credit Score

Credit Score

High Time to Improve your Credit Score. Don’t miss June’20 EMI

Factors that affect your credit score:

  • Payment history
  • Credit utilization
  • Duration of credit history
  • Credit Mix


97% of the people with high CIBIL score(>750) have no dues and clean repayment history

87% of your peers have a score between 650 to 699

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*Based on Retail Loan book size (excluding mortgages). Source: Annual Reports FY 18-19 and No.1 on market capitalisation based on BSE data as on 31 Dec, 2019