Shopping deals to card offers, spend guilt-free with HDFC Bank

The foundation of a strong banking relationship rests on sustained efforts to ensure a valuable experience for customers. HDFC Bank sincerely abides by this belief and pampers its customers throughout the year with exciting and lucrative offers. By helping you cut down on your expenses without compromising on fun, these offers promise a guilt-free spending spree.

One of the perks of online shopping is the convenience of getting your favourite things at the click of a finger, and HDFC Bank’s e-commerce platform SmartBuy notches up the experience even further. Whether you’re looking for a great deal on your vacation bookings or a way to make pocket-friendly dinner plans, there are exclusive offers and assured CashBack or Reward Points on all SmartBuy transactions. 


Here are some beneficial offers you can enjoy as an HDFC Bank Savings Account holder: 


Offers at specific stores

If you think your favourite store isn’t going to be on the list, think again because HDFC Bank has offers discounts at every popular store – both online and in-store shopping. Apart from hot deals at stores such as Forever 21, Sephora, Reebok, ALDO, Soch, Addidas Croma and more. 

For all you online shoppers, SmartBuy offers a 5% CashBack on Amazon for using Debit and Credit Cards and 5X Reward Points on select Credit Cards. Similarly, you can enjoy 1% CashBack and 3X Reward Points for shopping on Flipkart. 

Festive offers

Be it Diwali, Dasara or Christmas, HDFC Bank zests up the celebrations with a range of festive offers to infuse joyful spendings. These deals not only take care of your extensive gifting lists but also make way for those long-awaited big purchase. From No-Cost EMI and loan deals to irresistible discounts at stores and CashBack on Debit and Credit Cards, you can shop to your heart’s content with HDFC Bank. 

Discount on food delivery apps

If you order in food regularly, then here’s an offer that will excite you. On placing orders on Swiggy, get 15% instant discount. (T&C apply) 

Welcome Benefits

Opening a new Savings Account with HDFC Bank is nothing short of a celebration itself, an event that is marked by hard-to-miss starter pack offers such as:

  1. As an HDFC Bank Debit Card user, you don’t have to stare at your screen wistfully while shopping. With benefits worth Rs 5800 to redeem, you can shop till you drop without thinking twice about overspending. You can also avail monthly savings of up to Rs 1,600 on your daily expenses on fuel, groceries, medicines and more. 

  2. Automating bill payments with BillPay has another benefit apart, saving you from writing cheques or standing in queues. You can win a CashBack of up to Rs 1800 and avail a CashBack of 5% on utility bills, telecom bills and rental payments. 

  3. Register for two or more utility bills and top them up using an HDFC Bank Debit Card with BillPay to win vouchers up to Rs 500. These vouchers can be redeemed on Amazon, Swiggy, Shoppers Stop and more. 

  4. If you weren’t already convinced about the convenience of shopping on SmartBuy, a CashBack worth Rs 1000 might be the nudge you require to explore offers on travel, groceries, personal care and more. 

  5. To keep up with the digital wave, HDFC Bank offers exemplary NetBanking and MobileBanking services which let you bank 24X7. Activate these features in no time and carry out more than 200 banking transactions such as checking account balance, transferring money, booking deposits and more.  

  6. When it comes to making online payments, it can be a hassle to fish for your card details each time you make a purchase. With HDFC Bank’s payment solution PayZapp, you can make payments in seconds. Once you have linked your Debit card to PayZapp, you can pay in one click and save up to Rs 2000 on online recharge or bill payment. 

To explore and enjoy such lucrative offers, start by opening a Savings Account with HDFC Bank. And with the InstaAccount website, you can create an account digitally in a few minutes. Just fill your details, upload the relevant documents, complete the video KYC and you are ready. Click to get started on a banking experience like never before. 


​​​​​​​Read more on how to get the best deals as an HDFC Bank customer here.


*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.