How to Check Bank Balance With Account Number

How to Check Bank Balance With Account Number

21 May, 2024


  • Checking you bank balance is convenient today on advanced technology.
  • Modern ways to check bank balance are internet and mobile banking, SMS services & dialling the bank balance checking number set by your bank.

In the fast-paced world, technology banking services are accessible at the tap of a few buttons on your phone. Conducting financial transactions has never been easier. With the advent of online banking platforms and mobile applications, checking your bank balance is no longer a time-consuming task requiring a visit to the bank. Today, you can check your account balances in several different digital ways. This article explores the various ways you can check bank balance with account number, delving into both traditional and modern methods.

What Is Bank Balance?

Bank balance, also referred to as account balance, indicates the amount of money held in an individual’s or organisation’s bank account at any given time. It encompasses all funds deposited into the account, including savings, deposits, and earnings, that are available in the account. Maintaining an adequate bank balance is crucial for managing your finances and meeting your financial obligations.

How Can I Check My Bank Balance – The Traditional Methods

Following are the conventional methods of checking your bank balance:

  • Bank Passbook

A passbook is the most conventional financial document to track your transactions. You can monitor your account balance by updating it regularly. While this method requires a physical visit to the bank’s branch, it remains a reliable way to check balances, especially if you prefer tangible records.

  • ATM

Automated Teller Machines (ATMs) are another traditional mode of checking bank balances. You simply need to insert your ATM card and enter your PIN, to view your account balance and transaction details. You can visit your bank’s nearest ATM kiosk to check your account balances.

Modern Methods of Checking Bank Balance

Following are the modern methods of checking your bank balance:

  • Internet Banking

Most banks offer internet banking services that allow you to manage your accounts online. Through internet banking portals or mobile applications, you can log in securely using your credentials and view your account balances instantly. This method offers convenience and accessibility, enabling you to check your balance from anywhere with an internet connection.

  • Mobile Banking Apps

In addition to internet banking platforms, banks also provide dedicated mobile banking applications tailored for smartphones. These apps often feature user-friendly interfaces, allowing you to check your balance, transfer funds, pay bills, and perform other banking activities seamlessly. With just a few taps on your smartphone, you can access your account information, including bank balance.

  • Missed Call Service

A unique feature offered by several banks is the missed call service for balance inquiry. You can simply give a missed call to the bank balance enquiry number from your registered mobile number (RMN). The bank sends an SMS containing your account balance details shortly afterward. This method is convenient, especially if you own a basic mobile phone or have limited internet access.

  • SMS Banking

Similar to the missed call service, SMS banking allows you to request your account balance by sending a text message to a specified account balance check number from your RMN. The bank responds with a text message containing the requested information. This method is straightforward and does not require internet access, making it accessible to a wide range of users.

Checking Bank Balance with Account Number

Checking bank balance with just an account number is not usually supported due to security reasons. Banks prioritise your security and privacy, and therefore, direct access to account balances without proper authentication is usually restricted.

However, you can still indirectly check your bank balance using your account number through certain methods:

  • Contacting Customer Service

You can call your bank’s customer service helpline and inquire about your account balance by providing your account number along with other verification details, such as name, address, or date of birth. Upon authenticating your identity, the bank representatives shall provide you with the requested account balance information.

  • Visiting the Bank Branch

While it may not be the most convenient option, visiting the bank branch and presenting identification documents along with the account number is a reliable way to check account balances. Bank staff can verify your identity in person and provide you with your account balance and other relevant details.

Check Your Bank Balance Easily With Your HDFC Bank Account Number

​​​​​​​With your HDFC Bank account number, checking your bank balance becomes effortless. You can utilise the bank’s online portal or mobile application, where you can securely log in using your credentials and access your account details, including the current balance. Alternatively, you can opt for convenient methods such as the missed call service or SMS banking, and receive your balance details instantly on your RMN. To enjoy these convenient services, you can open an HDFC Bank account today.

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.

You can open an HDFC Bank account today.

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