What are the Shopping Benefits for Women on Regalia Gold Credit Card?

What are the Shopping Benefits for Women on Regalia Gold Credit Card?

30 April, 2024


  • Welcome benefits offer complimentary Club Vistara and MMT Elite memberships.

  • Additional features include zero card lost liability, foreign currency markup and revolving credit.

  • 5X reward accumulation on shopping at leading brands like Nykaa, Myntra, Reliance Digital and more.

Shopping is an experience that gives you joy and with the HDFC Bank Regalia Gold Credit Card, the shopping journey for women reaches a whole new level of benefits. From offering reward points on your favourite brands to Smart EMI options, it makes every purchase more flexible and rewarding. Let us explore the tailored shopping benefits for women with the Regalia Gold Credit Card designed to elevate every shopping experience.

What Are the Shopping Benefits for Women on Regalia Gold Credit Card?

Here are the benefits of having Regalia Gold Credit Card in your purse while shopping:

  • Welcome benefits that speak volumes: With this card, you get a complimentary Club Vistara Silver Tier and MMT Black Elite membership that instantly upgrades you to luxury travel and exclusive travel benefits.

  • Rewards to enhance experience: If you are someone who likes the idea of earning while spending, this card is for you. When you shop at Marks & Spencer, Myntra, Nykaa, and Reliance Digital, it brings you 5X Reward Points to make your every purchase more rewarding.

  • Dining experiences with the Good Food Trail program: Shopping often makes us hungry and having some delightful meals are always the right way to end your shopping spree. With the Good Food Trail program, you can save up to 20% savings on restaurant bills via Swiggy Dineout at 20,000+ restaurants.

  • Milestone benefits: Spend ₹1.5 lakh in a calendar quarter and get a voucher from Marriott, Myntra, Marks & Spencer, or Reliance Digital worth ₹1,500. And when the annual spend reaches ₹5 lakh or goes beyond ₹7.5 Lakh, you can get a flight voucher worth ₹5,000 each.

  • Smart EMI for ultimate flexibility: The Regalia Gold Credit Card allows you to convert significant spends into EMIs after purchase. With this option, big purchases become more manageable.

  • Exclusive lounge access for added comfort: For women who are always on the move, the complimentary lounge access at over 1000 airports ensures that you cherish every moment while travelling and shopping.

Value-added Features of the HDFC Bank Regalia Gold Credit Card

Here is a breakdown of the value-added features that add more convenience and flexibility:

  • Zero lost card liability: In the unfortunate scenario of misplacing your HDFC Bank Regalia Gold Credit Card, immediate reporting to our 24-hour call centre ensures that you bear zero liability for any fraudulent transactions made on your card.

  • Foreign currency markup: When you shop beyond borders, the Regalia Gold Credit Card becomes the perfect companion for you. With a 2% foreign currency markup on all your international purchases, this card ensures convenience and security while traveling globally.

  • Revolving credit: Enjoy the flexibility of Revolving Credit on your HDFC Bank Regalia Gold Credit Card, offering you financial convenience at a nominal interest rate. For further details on this feature and associated Fees and Charges, refer to the dedicated section provided by HDFC Bank.

Eligibility Criteria to Apply Regalia Gold Credit Card

Here are the eligibility criteria:

  • For salaried Indian nationals:

    • Age: Applicants should be a minimum of 21 years old and a maximum of 60 years old.

    • Net monthly income requirement: The individual's net monthly income needs to exceed ₹1,00,000.

  • For self-employed Indian nationals:

    • Age: Applicants should be a minimum of 21 years old and a maximum of 65 years old.

    • Income threshold: An annual Income Tax Return (ITR) of over ₹ 12 lakh is necessary.

Enhance Your Shopping Experience

With a range of benefits tailored specifically to cater to the shopping urges of women, the HDFC Bank Regalia Gold Credit Card is an ultimate shopping companion. It turns your every shopping journey into a rewarding and enjoyable experience. So, ladies, if you are looking for a card that adds value, luxury, and a touch of exclusivity to your shopping plans, the Regalia Gold Credit Card might just be what you have been searching for. Apply for your Regalia Gold Credit Card now!

Check the various range of HDFC Bank Credit Cards available.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

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