Here's how HDFC Bank can add to your festive joys

27 October, 2023

Everyone loves the festive season for different reasons; holidays, exuberant family celebrations, Diwali bonuses, large meal spreads and others. But another element that is synonymous with this season is the plethora of shopping opportunities it brings. This festive season is an opportunity to celebrate with your loved ones. Make it count by shopping and supporting businesses; your purchase can help business enjoy the festive season too. And to add to this joyful mood, HDFC Bank Festive Treats has a range of offers in store that can take the festivities up a notch. With instant funds and jaw-dropping deals, HDFC Bank enables you to fulfil all your desires.

Here’s a list of exciting offers that you can make the most of:

Card offers


  • Shop to your heart’s content and get up to impressive discounts and cashbacks online spends on your HDFC Bank Credit Card. And when you shop for apparels, jewellery and others online with your HDFC Bank Debit Card, you can enjoy attractive cashback offers (T&C apply).

  • Exploit all those online offers from your favourite websites., and get exclusive offers for making payments via EasyEMI, SmartPay and PayZapp. 

  • With HDFC Bank’s Infinia and Regalia Credit Card, get free digital memberships for Amazon Prime, Cult Fit, Big Basket Star and ET Prime. Here are some other ways in which you can make the most of your HDFC Bank Credit Card (T&C apply). 

  • Enjoy up to 10% cashback on HDFC Bank Credit Cards and EasyEMI across brands like US Polo Assn, Stride, Arrow, Calvin Klein, Tommy Hilfiger, Lee, Wrangler, Titan World, Lifestyle, etc.

Apply for an HDFC Bank Credit Card now and enjoy a multitude of festive shopping deals.

With the HDFC Bank offers on Credit Card, your festive season will be brighter than ever before without you having to taken on financial stress all at once.

EMI Offers

  • Save on your annual electronic purchase by shopping from top brands like Sony, Godrej,  JBL/Harman, Panasonic, etc.  

  • Need a fridge, washing machine, microwave, dishwasher or any other home appliance? Head to LG Electronics get up to ₹26,000 instant discount on HDFC Bank Cards and EasyEMI (T&C apply). 

  • Get up to 7.5% instant discount at Croma every Friday with HDFC Bank EasyEMI (T&C apply). 

  • Enjoy flat discount of ₹1,000-₹2,000 on domestic flight bookings on MakeMyTrip. You can also get a flat discount of ₹2,500-₹7,500 on international flight bookings. Book domestic and international hotels at flat 12% discount (T&C apply) 

  • Want to upgrade your smartphone? Buy the latest iPhone 15 series and save up to ₹5,000 on HDFC Bank Credit Cards and EasyEMI (T&C apply).

Loans at attractive interest rates

As part of HDFC Bank Festive Treats, you can even avail loans for personal and business needs at affordable rates and other attractive features:

  • Xpress Car Loan

    Want to buy your dream car this Diwali? Well, you’ve picked just the right time for it, as Car Loan interest rates are lower than ever. With HDFC Bank, enjoy zero foreclosure charges, up to 100% funding, interest rates 8.80% p.a.* onwards. What’s more, you can avail yourself of attractive interest rates starting from 11.25% p.a.* on Pre-Owned Car Loan with zero foreclosure charges. (T&C apply. Credit at sole discretion of HDFC Bank. Other charges and Taxes as applicable. Visit your nearest branch for more detail).

    Drive home your dream car today; apply for an HDFC Bank Xpress Car Loan.

  • Xpress Two Wheeler Loan

    If you are looking to buy a new bike, then there’s no better time than the auspicious festive season. To finance your purchase, avail a Two-Wheeler Loan from HDFC Bank with up to 100% funding with EMIs starting @₹37/1,000 and with instant approvals*. (T&C Apply. Credit at sole discretion of HDFC Bank).

    To apply for a Two Wheeler Loan, click here.

  • Xpress Personal Loan

    The festive season brings with it a whole lot of expenses. Gifts, food catering, home décor, furnishing, puja essentials, big-ticket purchases and other miscellaneous expenses can be a strain on your wallet. But you can avoid a cash crunch by opting for a personal loan from HDFC Bank and enjoy interest rates at 10.50%* onwards, loan in 10 seconds for select customers, collateral free loan up to ₹40 lakh, minimum documentation, flexible tenure from 12-60 months and more. (T&C apply. Credit at sole discretion of HDFC Bank.)

    Apply for a collateral-free Personal Loan today!

  • Xpress Gold Loan

    You can take care of your festive season expenses by opting for a Gold Loan with HDFC Bank. You can enjoy lower interest rates, 50% off on processing fees* and overdraft & balance transfer facility. You can pay interest on the utilised amount with flexible repayment terms.

  • Xpress Home Loan

    Planning to buy your dream home or upgrade to a larger home, take advantage of attractive HDFC Bank festive season offers on Home Loans. Enjoy interest rates starting from 8.35% p.a.* and get 50% off on processing fees (T&C apply).

  • Xpress Business Loan

    This festive season is also an excellent opportunity to improve your business operations with Business Loans from HDFC Bank. You can get up to 50% off on processing fees, loan amount of up to ₹75 lakh and faster approvals with flexible repayment terms (T&C apply).

  • Xpress Loan on Credit Cards

    Your HDFC Bank Credit Card offers incredible perks on shopping, travel, lifestyle, etc., spends. But did you know you can get a Loan on your Credit Card? You can enjoy features like zero documentation, 50% off on processing fee*, instant disbursal, pre-approved loans of select customers, customised EMI options and more (T&C apply).

  • Xpress Loan Against Securities

    Pledge your shares, Mutual Funds, Life Insurance Policies, Bonds, National Savings Certificates, etc., as security to get a quick loan. You can avail of the loan digitally with rates starting from 10.75% p.a.* and a flat processing fee of ₹999 + taxes.

    Thus, you can fulfil all your wishes this festive season with loan options available at HDFC Bank. Plus, you can easily repay the borrowed amount at a later date via the EMI offers on loans available at HDFC Bank and enjoy the festivities without worry.

With convenient and affordable financing options from HDFC Bank, you don't have to compromise on your happiness this festive season. Instead, you can amplify your celebrations and fulfil all your desires. Help others to help themselves, shop local, support businesses. Click here to know all about the offers.


*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Loan and Credit Card approvals at the sole discretion of HDFC Bank limited. Loan and Credit Card approvals is subject to documentation and verification as per Banks requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates. 
 
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Loan and Credit Card approvals at the sole discretion of HDFC Bank limited. Loan and Credit Card approvals is subject to documentation and verification as per Banks requirement.