Can Existing HDFC Bank Credit Cardholders Apply for a PIXEL Credit Card?
12 September, 2024
Synopsis
Existing HDFC Bank Credit Cardholders can apply for a PIXEL Credit Card.
Existing cardholders can complete bank-based KYC.
You can apply for the PIXEL PLAY or PIXEL GO Credit Card by HDFC Bank.
Are you an existing HDFC Bank Credit Cardholder looking to expand your credit portfolio? The PIXEL Credit Card by HDFC Bank offers exclusive cashback offers with the ability to manage the card entirely through PayZapp. In this article, you can get information on the eligibility for PIXEL Credit Card for HDFC Bank Credit Cardholders.
Can Existing HDFC Bank Credit Cardholders Apply for a PIXEL Credit Card?
Yes, they can. If you hold an HDFC Bank Credit Card, you can apply for a PIXEL Credit Card. To apply for the card, you need to register on PayZapp. Both HDFC Bank and non-HDFC Bank customers can register on PayZapp. As an HDFC Bank Credit Cardholder, you can complete the bank-based KYC.
Types of KYC on PayZapp and How to Complete It
Based on whether or not you hold an account with HDFC Bank, KYC on PayZapp can be of two types: PAN-Based and Bank-Based Full KYC.
PAN-Based KYC: You can use your PAN to complete this basic KYC which is applicable to non-HDFC Bank Account/Cardholders. Go to Profile > KYC Status > Enter Your PAN > Verify. In this case, you can hold up to ₹10,000 in your PayZapp wallet.
Bank-Based KYC: For bank-based KYC, you need to enter your HDFC Bank Customer ID/Debit Card details. If you hold an HDFC Bank Credit Card but not an account with the bank, you can use your Credit Card details and NetBanking customer ID to complete Bank-Based KYC. With this KYC, you can hold up to ₹2 Lakh in the PayZapp wallet. You can also send money from the wallet to bank accounts.
Process for HDFC Bank Credit Cardholders to Get PIXEL Credit Card
Follow these steps to start your PIXEL Credit Card application on PayZapp:
After logging into the app, navigate to the ‘Apply for PIXEL Credit Card’ banner.
Tap on ‘Apply Now’. You’ll be directed to the PIXEL Credit Card application page.
Here, you will be prompted to enter your personal and account details. The app will automatically retrieve your details if you’re an existing HDFC Bank customer.
Select your card, whether you want to apply for the PIXEL PLAY Credit Card by HDFC Bank or the PIXEL GO Credit Card by HDFC Bank.
Next, you need to verify your account details using your Debit Card, NetBanking or Credit Card.
After successful verification, you must wait for the Credit Card approval.
Once the card is approved, you can activate it. You can choose to activate the card later as well.
How to Activate PIXEL Credit Card
After you’re approved for the PIXEL PLAY or PIXEL GO Credit Card, you need to activate it. To do so, follow these steps:
On the PayZapp homepage, tap on the ‘View PIXEL home’. The page will display your Credit Card details with the approved limit.
Tap on ‘Activate and Proceed’.
Select the colour of the card and the billing date.
If you’re approved for the PIXEL PLAY Credit Card by HDFC Bank, you can choose the preferred merchant packs:
5% Cashback on a choice of any of the following two packs
Dining & Entertainment Category: BookMyShow & Zomato
Travel Category: MakeMyTrip & Uber
Grocery Category: Blinkit & Reliance Smart Bazaar
Electronics Category: Croma & Reliance Digital
Fashion Category: Nykaa & Myntra
3% Cashback on choice of any one of the following e-commerce merchant
Amazon
Flipkart
PayZapp
Eligibility Criteria to Apply for PIXEL Credit Cards
You can apply for the card if you fulfil the following criteria:
PIXEL PLAY Credit Card by HDFC Bank
Nationality: Indian
Age: Minimum 21 years and maximum 60 years
Monthly income for salaried individuals: Above ₹25,000
Annual ITR for self-employed individuals: Above ₹6 Lakh
PIXEL GO Credit Card by HDFC Bank
Nationality: Indian
Age: Minimum 21 years and maximum 60 years
Monthly income for salaried individuals: Above ₹12,000
Annual ITR for self-employed individuals: Above ₹6 Lakh
Final Note
The PIXEL Credit Card by HDFC Bank provides existing cardholders with rewards, cashback and simple management through PayZapp. By following the steps outlined in this guide, you can easily complete your KYC, apply for the card and activate it with your preferred settings and merchant packs.
Apply now
*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.
