Prepaid Card for Travel & Pre Loaded Travel Card Benefits

2 May, 2025

Synopsis

A Pre-loaded Card can be used for various travel-related purchases.
The HDFC Bank Millennia and Smarthub Vyapar Prepaid Cards, with the transit feature, can help with budget management by allowing you to pre-load a set amount and track expenses online.
The Prepaid Card for travel can be used globally at Visa/Mastercard merchants.

If you are looking for a smart way to manage your daily-travel expenses, consider the HDFC Bank Millennia and Smarthub Vyapar Prepaid Cards with transit functionality. These versatile cards allow seamless metro/bus travel across India, making commuting and travel expenses more manageable. Keep reading to know more about the Prepaid Card to book travel.

What Is a Pre-loaded Card?

A Prepaid Card is a secure and convenient alternative to cash and wallet that allows you to load a specific amount and use it for shopping and travel-related expenses. The HDFC Bank Millennia and Smarthub Vyapar Prepaid Cards offer unique features tailored to different users:

HDFC Bank Millennia Prepaid Card: This card is designed for individuals, students and dependents who seek a to manage their day-to-day & travel expenses while adding cashback benefits and easy expense management.
HDFC Bank Smarthub Vyapar Prepaid Card: This card is ideal for business owners, sole proprietors and SMEs that require seamless payments for vendors, distributors, and daily transactions with cashback and metro travel facility.

The cards can be used at any merchant, making them ideal for travel, shopping, and online transactions while RuPay network cards can be used for payments at metro station.

Benefits of Using a Travel Prepaid Card by HDFC Bank

Here are the various benefits of using a Prepaid Card with metro-travel facility:

HDFC Bank SmartHub Vyapar Prepaid Card Benefits

Cashback Rewards: 5% cashback on utility payments and 1% on online and in-store transaction.
High Balance Limit: Maintain a card balance of up to ₹2 Lakh at any given time across all Prepaid Payment Instruments (PPIs) held with the Bank.
Versatile Usage: Use the card for purchases at POS terminals, online shopping, and ATM cash withdrawals or balance enquiries and seamless payments at metro station.
Extended Validity: The validity period of the card is 5 years from the issuance date.

HDFC Bank Millennia Prepaid Card Benefits

Cashback Rewards: Avail 5% cashback on shopping via PayZapp and SmartBuy and 2.5% cashback on all online spends and 1% on all POS spends.
Insurance: Get Personal Accidental Death Insurance cover of upto Rs. 1,00,000
Wide Acceptability: Use the card for payments at POS, Ecom, ATM cash withdrawal and Public transit (metro/Bus Travel).

How to Apply for a Reloadable Prepaid Card?

Applying for an HDFC Bank Millennia or Smarthub Vyapar Reloadable Prepaid Card is simple and can be done online:

Visit the HDFC Bank Prepaid Card Portal for the Millennia Prepaid Card or Smarthub Vyapar Prepaid Card.
Enter your details and verify using OTP authentication.
If you're an existing HDFC Bank customer, your details will be auto-fetched; otherwise, enter the required details manually.
Choose the Prepaid Card type and load the Prepaid Card amount.
Complete the payment through a Credit Card, Debit Card, or NetBanking.
Receive your card within 4 working days.

Think Prepaid Card, Think HDFC Bank!

The HDFC Bank Millennia and Smarthub Vyapar Prepaid Cards can be the ideal solution for managing daily and travel-related expenses efficiently. These Prepaid Cards offer convenience and flexibility to frequent travellers, allowing them to use the card for bookings, transport, shopping, or dining - without the hassle of carrying cash.

Apply for the HDFC Bank Millennia Prepaid Card or the SmartHub Vyapar Prepaid Card now and make travel spending easier for yourself!

FAQs

Can the prepaid card be used for online and offline purchases?

The Millennia and Smarthub Vyapar Prepaid Cards can be used for offline and online transactions across India.

How do you check prepaid card balances and transaction history?

You can check your transactions and balance via the HDFC Bank Prepaid Card portal or MyCards platform.

Is the prepaid card transferable or reloadable?

The Prepaid Card is non-transferable but can be reloaded.

Where can I apply for a prepaid travel card?

You can apply online via the HDFC Bank website or mobile app. Alternatively, you can visit an HDFC Bank branch to fill out an application in person.

*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

Prepaid Card for Travel