Advantages of owning an HDFC Bank Business Regalia Credit Card

Advantages of owning an HDFC Bank Business Regalia Credit Card

07 August, 2023

Picture yourself jetting off to an international business summit, effortlessly covering all your travel expenses, and enjoying luxurious airport lounge access without a worry in the world. With the HDFC Bank Business Regalia Credit Card in your pocket, you can turn this dream into a reality.

The HDFC Bank Business Regalia Credit Card not only enables savings on your business expenses but also goes above and beyond to offer unparalleled perks tailored to your business needs.

Let us discover how remarkable this business Credit Card is and how it can be a good enabler for your business.

What makes the HDFC Bank Business Regalia Credit Card one of the best business Credit Cards in India?

The HDFC Bank Business Regalia Credit Card offers a host of benefits for all types of business owners. It can be used by self-employed individuals (freelancers, consultants), professionals (doctors, chartered accountants, lawyers), businesspersons (traders, merchants), etc.

Here are some benefits of using this Credit Card for your business:

  1. Enjoy an interest-free credit period of up to 50 days.
  2. Ensure that your tax payments are hassle-free. 
  3. Make vendor and distributor payments through the SmartHub Vyapar App (Download SmartHub Vyapar App  Register on V2P  Add vendor details and start making vendor payments using your Business Regalia credit card) and Swifti

  4. Get pre-approved instant loans and a cash withdrawal facility.

  5. Convert your business's bulk purchases, such as furniture, electronics, and more, into convenient EMIs

  6. Make Goods and Service Tax (GST) payments via SmartHub Vyapar and Swifti and earn 5% CashBack in the 1st year and 4 Reward Points per ₹150 spent from the 2nd year.

  7. Keep track of all your business payments and invoices in one place

  8. Link your GST number to your Business Regalia Credit Card and avail of input tax credit.

Features of the HDFC Bank Business Regalia Credit Card

Here are some features that make the HDFC Bank Business Regalia Credit Card one of the best business credit cards for you:

  1. For every ₹150 spent, you earn four reward points for all your business expenses. You can earn 10,000 bonus reward points on ₹5 Lakhs retail spends and 5000 additional reward points on ₹8 Lakhs retail spends on an annual basis.
  2. In the first year, the card offers 5% CashBack of up to ₹500 on business essential spends such as utilities, telecom, tax, etc.

  3. Additionally, you can automate your bill payments through SmartPay and get benefits worth ₹2600. Here’s how you can automate your bill payments via SmartPay

  4. SmartBuy and PayZapp can be used by HDFC Business Credit Card holders to get the best deals/offers for their business travel, accommodation, and online purchases.

  5. You can get 5X Reward Points on online shopping, hotel, and flight bookings made through SmartBuy.

  6. You get 12 complimentary select domestic lounge visits in a year with your business credit card and 6 complimentary international lounge visits with a priority pass for self and add-on members after completing a minimum of four retail transactions.

  7. Get exclusive 24X7 concierge services in English and other languages for your convenience. You can avail of concierge services for booking tours and holiday packages to event planning and golf bookings!

  8. You can save up to 20% on your restaurant bill payments with Swiggy-Dineout by paying via Swiggy App using your credit card. This offer can be availed at over 20,000 restaurants.

  9. The card offers a 1% fuel surcharge waiver at all fuel stations across India on minimum transactions of ₹400 and maximum transactions of ₹5000, you can enjoy a waiver of up to ₹500 per statement cycle.

  10. The HDFC Bank Business Regalia Credit Card offers a low foreign currency mark-up fee of only 2% on international transactions.

  11. You can enjoy revolving credit at nominal interest rates.

In conclusion.

The HDFC Bank Business Regalia Credit Card can be your trusted financial companion and help you navigate your way to success. It offers numerous seamless benefits, contactless payments, convenience - and above all, security. The renewal fee is waived off if you spend more than ₹3 lakhs using the card in the previous year.

What more can you ask for? Apply for the HDFC Bank Business Regalia Credit Card today!

​​​​​​​*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals are at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

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