Empower your entrepreneurial journey: Unveiling exclusive GIGA Credit Card perks
25 July, 2025
Synopsis:
Maintain operations or capitalise on opportunities even when cash is tight with a revolving credit facility.
Earn back a percentage of your spending as cashback or points with the right Business Credit Card.
Enjoy higher credit limits for larger businesses, attractive reward structure for business travel, utility bill payments via payzapp.
As an entrepreneur in today's fast-paced economy, every decision and tool can significantly impact your business growth. Understanding how to maximise your potential through Credit Card offers is one such strategic decision. Here's how the right Business Credit Card can be a catalyst for your entrepreneurial success.
Streamlining cash flow with revolving credit
The cornerstone of any business is managing cash flow effectively. A revolving credit facility in a Business Credit Card provides you the flexibility to cover expenses without immediately impacting your liquid assets. This means you can maintain operations or capitalise on opportunities even when cash is tight, ensuring continuous growth and stability.
Maximizing rewards with Cashpoints
Imagine getting a portion of your business spending back in your pocket. That's where a GIGA Business Credit Card comes into play. Whether it's purchasing inventory or paying for travel, you earn back a percentage of your spending as Cashpoints. This can be reinvested in your business, which can fuel further growth, effectively turning expenses into future assets.
Tailoring solutions with a Credit Card for business
Each business has unique needs, and a Business Credit Card should reflect that. The best Business Credit Card offers tailored benefits - be it higher credit limits for larger businesses or custom reward structures for frequent business travel. You can leverage special rewards with the GIGA Credit Card such as earning attractive CashPoints on digital spends and utility bill payments via SmartPay & PayZapp. With these specialised Business credit card offers, your card becomes more than a payment tool; it becomes a growth partner.
Leveraging business Credit Card offers in India
For businesses operating in India, choosing a Business Credit Card India-specific is crucial. These cards are designed with the Indian market in mind, offering benefits that align with local business practices and expenditure patterns. With the GIGA Credit Card, you can scale up with reliable partners such as Awfis, Indiafilings, Harappa, Zoho and many more, offering localised benefits in tax-filing, legal support, wellness, etc. Click here to see the most updated details on the offers.
The HDFC Bank GIGA Business Credit Card Edge
It's essential to choose a Credit Card that aligns with your business vision and growth trajectory. The GIGA Business Credit Card by HDFC Bank is crafted specifically for driven entrepreneurs. It not only provides financial flexibility and reward maximisation but also aligns with the ethos of innovative, forward-thinking business minds. It's more than a financial tool; it's a stepping stone towards realising your business dreams.
GIGA Business Credit Card Features
Fuel your business with features that work as hard as you do.
Welcome benefit: Enjoy a complimentary OTT Play Premium subscription (with access to Zee5, SonyLiv & more) when you make your first transaction within 37 days.
Extended interest-free credit: Get up to 55 days of interest-free credit to keep your cash flow steady and flexible.
Earn more on every spend: Get 2 CashPoints for every ₹150 on eligible spends. Earn 6 CashPoints for every ₹150 spent on:
Business digital spends (Advertising, Accounting, Software Licenses, Cloud Hosting & more)
Bill payments via PayZapp & SmartPay
Income Tax & GST payments via government portals
Hotel & flight bookings on MMT MyBiz powered by SmartBuy BizDeals
Business productivity tools such as Tally, Office 365, AWS, Google, Credflow, Azure & more via Nuclei by SmartBuy BizDeals
Hit milestones, get rewarded: Earn 800 bonus CashPoints every month when you spend ₹50,000 or more.
Partner benefits: Access exclusive discounts from GIG-special merchant partners such as WeWork, LegalWiz, Harappa by upGrad, Truelancer, and more.
Fuel up, without the extra cost: Enjoy a 1% fuel surcharge waiver at fuel stations across India (On minimum transaction of ₹400 and maximum transaction of ₹5000. Up to ₹250 per statement cycle).
SmartBuy advantage: Unlock up to 10% cashback on travel and online shopping via SmartBuy.
SmartPay perks: Set up SmartPay and get assured cashback of up to ₹1,800 in the first year, plus e-vouchers worth up to ₹800.
Flexible EMI & loans: Turn big business spends into easy EMIs or avail loans against your card when you need it.
Contactless payments: Tap & pay on the go with secure and fast contactless payments. No PIN needed for spends up to ₹5000 for a single transaction. Just tap and go, like a true hustler.
Robust security:, Easily manage card limits, usage, and controls easily with MyCards.
Zero lost card liability: For added peace of mind, you can avail lost card coverage on fraudulent purchases of up to ₹3 lakh (if reported immediately).
Reward redemption flexibility: Redeem CashPoints in a variety of ways- pay your next credit card bill or simply book flights/hotels via SmartBuy. Click here to know more.
To sum up
In the competitive landscape of today’s economy, leveraging the right financial tools is crucial for your business’s success. The GIGA Business Credit Card by HDFC Bank stands out as an essential asset for entrepreneurs, offering unmatched rewards, robust security, and tailored solutions that align with your unique business needs. From streamlining cash flow and maximising rewards to providing localised benefits and high credit limits, this card is designed to support and propel your business growth. Embrace the potential of the GIGA Business Credit Card and take a significant step towards realising your entrepreneurial dreams. Make every transaction count and let your business thrive with the financial flexibility and advantages that this card offers.
Disclaimer: *Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
