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- How to check Bank Statement online
How to check Bank Statement online?
Tracking one’s bank statements is a good habit, even if you don’t go to the bank very often. It’s a chore that most people avoid, but it is important. For instance, if you are trying to improve your overall financial position, tracking your bank statements every month allows you to know exactly how much you spent and on what.
Tracking expenses is a pretty simple process these days, especially with the internet banking platforms that banks offer. HDFC Bank, for example, offers an easy, intuitive and user-friendly interface, NetBanking, for all your online banking needs. There are a number of advantages to keeping an eye on your bank statements; here are some of the most important:
- It tracks your spending habits
When you track your bank statements, you will be able to track your expenses as well. As a result, you will know exactly what expenses are unnecessary and avoidable.
- It monitors your account activity
Let’s assume you bought something and forgot about it. Now you’re racking your brains trying to figure where the money went. There’s a simple solution: just scan your bank statement. This will have details about each and every transaction you made in the past month. So why not do this instead of taxing your memory?
- It helps with reverting erroneous statements
It’s rare for banks to make mistakes but such things do happen occasionally. If you don’t track your bank statements, you won’t even realise there’s a mistake in the first place. Known as account reconciliation, this is an important task and your bank statements let you do this efficiently.
- It catches unauthorised expenditure
Identity theft can be alarming. There’s a small chance for your card information to be stolen and used to make unauthorised purchases. To keep one step ahead, always track your bank statements regularly. This will allow you to report any unauthorised transactions. You can also identify any inadvertent ‘double payments’ and get such transactions reversed.
How to check your bank statement
We have seen that tracking bank account statements is crucial. But how does one go about it? There are many ways, but NetBanking is the easiest. Financial software can also be useful. You don’t have to visit banks and wait in queues anymore; you can do it from the comfort of your home. HDFC Bank NetBanking platform, for instance, provides you with a simple format for tracking your accounts.
Log into your HDFC Bank NetBanking account here now!
So what are you waiting for? Make your life hassle-free by opting for NetBanking today!
Read more about taking advantage of NetBanking through your Debit Card.
* The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.
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