Personal Loan Application: How to Check and Update Your Registered Mobile Number
4 April, 2025
Synopsis
Your registered mobile number is needed for OTP verification, Aadhaar eKYC, video KYC and document validation during the loan application process.
HDFC Bank uses your registered mobile number to send important loan updates, EMI reminders and disbursement alerts.
You can verify your registered mobile number through the loan application, OTP validation, HDFC customer care or by checking account statements.
In a world where convenience meets caution, ensuring you use the correct registered mobile number is essential for a smooth experience. Applying for a Personal Loan should be a straightforward and secure process. However, using the wrong registered mobile number can create unnecessary roadblocks. Be it for receiving OTPs, tracking Loan updates or ensuring your financial details are safe. This article will guide you on how to check registered mobile number for Personal Loan for a hassle-free application process.
Role of Your Registered Number in the Loan Process
Your registered mobile number is essential throughout the process of HDFC Bank’s Xpress Personal Loan. Here is how it helps:
Essential for Loan Applications: During the application process, your Personal Loan registered number is required for critical validations such as OTP-based Aadhaar eKYC, video KYC and document verification. It also serves as a primary identifier alongside your PAN or Date of Birth (DOB).
Critical for Real-Time Updates: HDFC Bank register mobile number to send essential notifications, such as Loan status updates, EMI reminders and disbursement alerts.
Security and Fraud Prevention: A registered number safeguards your account by ensuring that sensitive information is accessible only to you. OTP verifications and secure alerts sent to this number prevent unauthorized access and protect your financial information from potential fraud.
Steps to Check if Your Registered Number is Correct
Ensuring your Personal Loan registered number with HDFC Bank is accurate is essential for a seamless Loan application process. Follow these steps to verify your number:
During Login or Application: When starting the Xpress Personal Loan journey, you will need to enter your registered mobile number to initiate the process. You can choose from two login options:
> Mobile + Date of Birth (DOB)
> Mobile + PAN
For existing customers, the registered number will be automatically pre-filled and displayed on the Personal Details page during the application.
OTP Validation: An OTP sent to your registered mobile number is another key indicator. If you receive the OTP promptly, it confirms that the number on file is correct. However, failure to receive an OTP may mean the wrong number is registered and requires correction.
Contact HDFC Customer Care: If you are uncertain, call HDFC Bank’s official customer care helpline to confirm the registered number on your account.
Use Account Statements: Your registered mobile number is often displayed on official communications like account statements, emails or SMS updates from HDFC Bank. Reviewing these documents can provide quick verification of the linked number.
How to Update Your Registered Number
Updating your number is simple. Use the Update Contact Details section in HDFC’s internet banking portal or mobile app for a quick online update. Alternatively, visit your nearest branch with valid ID proof to update it offline. If you are a new customer, you can provide the correct number directly during the Loan application process.
Choose HDFC Bank Xpress Personal Loans
HDFC Bank Xpress Personal Loan offers a quick, fully digital process with Aadhaar eKYC and video KYC. The Xpress Loan service is open to both new and existing customers. It ensures fast approvals, secure procedures and minimal paperwork, making it ideal for urgent financial needs.
FAQs
How do you know the Loan on your mobile number?
You can check if your mobile number is registered by logging into HDFC Bank’s mobile or internet banking. Loan-related updates and notifications are sent to your registered number.
How can I check my Loan details?
You can check your Loan details via the HDFC Bank mobile app, internet banking or by contacting the official customer care helpline.
How do I check the registered number for a Personal Loan?
You can verify your Loan number by comparing it with the details in your Loan sanction letter or by contacting HDFC Bank’s customer service directly.
*Disclaimer: Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. Loan disbursement is at the sole discretion of HDFC Bank Limited and is subject to verification and documentation as per the bank’s requirements. Interest rates and offers may vary. Please check the official website for the changes/updates in the application procedure and other details.
