Gold Loan

Get cash for your gold instantly!

HDFC bank’s Sampoorna Bharosa Gold Loan is available the moment you step into any of our branches. We help you optimise your investment in gold because this loan against gold is not only easy to avail but also easy to repay. Get convenient EMIs, affordable interest rates and an opportunity to liquidate your gold loan at any time.

Apply now for an HDFC Bank Gold Loan.


  • Unique triple layered protection for your assets in gold
  • Immediate gold loan sanction and disbursal
  • Hassle-free gold loan application and minimal documentation
  • Affordable to avail & repay
  • Easily available online and in branch offices

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  • Perfect choice for finance personal or business needs
  • Extremely beneficial secured loan interest rates
  • Comfortable customizable EMI and prepayment options available
  • Speedy gold loan processing for urgent cash crisis
  • Lower interest rates for preferred customers available

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Why take a Gold Loan from HDFC Bank?

Whatever be your need we have a loan for you. Over the years we have won the trust of our customers and have become market leader in loan products.

Enjoy triple benefits when you take a loan against gold from HDFC Bank:

  • Faster loan - Our gold loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
  • Competitive pricing – Our rates and charges for loan against gold are very attractive.
  • Transparency – All charges are communicated up front in writing along with the gold loan quotation

What is Sampoorna Bharosa Gold Loan all about?

HDFC Bank introduces a safe, simple and easy procedure to unlock the value of your gold without selling it. Make your gold work more for you in times of need. Here are a few benefits:

List of Documents

  • Passport (Not expired)
  • Driving license (Not expired)
  • Voters’ ID card
  • Aadhaar Card issued by UIDAI
  • PAN (Permanent Account Number) Card (Along with any of the above document)

NOTE: Please note that the loan is granted for Agricultural/Business/ personal purposes. The loan amount cannot be used for purchase of Gold Coins, jewels, land or other speculative purposes. Credit provided is at the absolute discretion of HDFC Bank

What are the fees and charges applicable for loan against gold?

Here is an exhaustive list of all the fees and charges to be paid for the loan:

FeesAmount to be paid
Loan Processing Charges Upto 0.5%.
Option of Nil Processing fee also available.
Valuation Fee Rs 250 for loan upto Rs 1.5 lacs and Rs 500 for loan over and above Rs 1.5 lacs
Foreclosure charges Upto 1%.
Option of Nil Foreclosure charges also available
Charges for late payment of loan amount 2% p.a. as penal interest over and above applicable rate of interest.
Stamp Duty & other statutory charges As per Applicable laws of the State
Renewal Processing Fees Upto Rs 500
Prepayment/Partpayment charges Upto 1%

NOTE: A Service Tax of 12% and an Education Cess of 3% of the service tax amount will have to be paid on the fees and charges mentioned in the brochure regarding Tariffs, Charges or Fees. For your convenience, these taxes will appear as separate debits in your statements. All fees and charges can be changed at the sole discretion of the Bank.

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