FEATURES

About Credila Financial Services Limited


Credila Financial Services Limited, formerly HDFC Financial Services Limited, is India’s first dedicated education loan specialist.

With deep expertise in higher education – both in India and abroad – Credila offers customised education loans designed to match students’ unique needs.

So far, Credila has empowered over 1.78 lakh Indian students to pursue their dreams across 5,000+ universities in 64+ countries.

Your dreams, our support – that’s the Credila advantage.

Loan Amount


Avail 100% loan on Cost of Education.

Cost of Education covers tuition fees & ancillary expenses

Interest Rates


  • Credila offers competitive interest across 5000+ universities in 64+ countries. 
  • Credila offers loan for under-graduate and post graduate studies abroad. 
  • Loans for Credila are eligible for income tax benefits U/S 80-E of India Income Tax Act

Tenure


Credila offers Education Loan for a maximum tenure of 15 years.

The students also have an option to avail repayment moratorium during the study period.

Loan Process


Get Education Loan from Credila in 3 simple steps:

Step 1 

Apply Online::  Fill out the application form digitally and upload documents

Step 2

Application Review:: Get your loan sanction letter after Credila’s credit appraisal

Step 3

Funds Disbursed:: You are all set to get started with your dream education

Collateral options


Credila offers unsecured and secured loans. 

​​​​​​​For Secured loan option, acceptable collateral are:

  • Fixed deposit with HDFC Bank
  • Immovable Collateral like Residential, Commercial, Industrial and Vacant Plot of Land.

ELIGIBILITY

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