Reward Points Value Proposition

Customer will get Rs 1,935 on spending Rs 13,750 on partner outlets.

The calculation is as follows:

Category	Spends breakup (Rs) per Year	Yearly Savings (Rs)
Total Spends in a Year (Rs)	55,000	-
Spends on Product Feature Merchants (Rs)	13,750	-
Grocery - Big Bazaar	6,700	335
Online - Snapdeal+SmartBuy+PayZapp	3,400	170
Fuel - BPCL	2,000	100
Railways - IRCTC	1,250	60
Medical - Apollo Pharmacy	400	20
Other Benefits	-	-
Personal Accidental Death Insurance	-	500
Standing Instructions (SI)	-	750
Savings on Rewards Debit Cards	-	1,935

5% benefit every time the customer spends at the above merchants.

Rewards points are not applicable for the following:
- Cash at POS transactions
- On shopping at any other outlet apart from mentioned above
- On shopping at Jewelry & Business Services
- On ATM cash withdrawal
Max Reward Points per Card per Month – 2000 Reward Points
Reward Points cannot be clubbed with CashBack points/JP Miles/ Times Points/other rewards