Reward Points Value Proposition

Reward Points Value Proposition

Customer will get Rs 1,935 on spending Rs 13,750 on partner outlets.
The calculation is as follows:


Spends breakup (Rs) per Year

Yearly Savings (Rs)

Total Spends in a Year (Rs)55,000-
Spends on Product Feature Merchants (Rs)13,750-
Grocery - Big Bazaar6,700335
Online - Snapdeal+SmartBuy+PayZapp3,400170
Fuel - BPCL2,000100
Railways - IRCTC1,25060
Medical - Apollo Pharmacy40020
Other Benefits--
Personal Accidental Death Insurance-500
Standing Instructions (SI)-750
Savings on Rewards Debit Cards-1,935

5% benefit every time the customer spends at the above merchants.

  • Rewards points are not applicable for the following:
    • Cash at POS transactions
    • On shopping at any other outlet apart from mentioned above
    • On shopping at Jewelry & Business Services
    • On ATM cash withdrawal
  • Max Reward Points per Card per Month – 2000 Reward Points
  • Reward Points cannot be clubbed with CashBack points/JP Miles/ Times Points/other rewards