Accelerated Personal Accidental Death Cover

Personal Accident Death Cover by Air / Road/Rail - Base Sum assured Rs. 5,00,000

In addition, the customer is also eligible for an accelerated insurance cover of upto Rs. 5 lakhs, basis his/her Spends using the Debit Card at merchant outlets or online

Effective 1st July 2014, all Debit Card holders are required to use their Debit Card at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active.

Accelerated table for Debit Cards:

Spends in One Year	Maximum Accelerated Sum Insured Payable (Including base Cover) (Rs.)
One POS txn/ Registration for Standing Instruction (Less than 50,000)	500,000
50,001 - 100,000	600,000
100,001 - 150,000	700,000
150,001 - 200,000	800,000
200,001 - 250,000	900,000
250,001 - 300,000	1,000,000
300,001 - 350,000	1,100,000
350,001 - 400,000	1,200,000
400,001 - 450,000	1,300,000
450,001 - 500,000	1,400,000
Above 500,000	1,500,000

Note: The Insurance Cover is subject to the Debit Card variant held by the customer.

Important:

In order to claim the Personal Accident Death Cover, the claimant (nominee of the customer’s account / legal heir) should submit the below mentioned documents within 1 month of Cardholder’s death, at any nearest HDFC Bank branch.

Claim form/ Request letter from the nominee of the account/ legal heir
Death summary from the hospital. (if card holder admitted to hospital)
Postmortem Report
Death Certificate issued by municipal authorities.
Final police inspection report.
Bank Statement, 1 year prior to date of loss (1 year in case of platinum & 6 months in case of gold cards)
Nominee details of the cardholder
Indemnity Bond on the stamp paper.
Relationship proof of nominee with the cardholder.
KYC documents for card holder and nominee both(Photo ID & address proof)
NEFT details of the nominee.

The branch would guide further on the process to be followed.

*Terms & Conditions as per Cardholder’s agreement applicable