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- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/06d-pay-icon-large-off.pngPAY
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- ThisPageDoesNotCntainIconAccelerated Personal Accidental Death Cover
Accelerated Personal Accidental Death Cover
Personal Accident Death Cover by Air / Road/Rail - Base Sum assured Rs. 5,00,000
In addition, the customer is also eligible for an accelerated insurance cover of upto Rs. 5 lakhs, basis his/her Spends using the Debit Card at merchant outlets or online
Accelerated table for Debit Cards:
Spends in One Year | Maximum Accelerated Sum Insured Payable (Including base Cover) (Rs.) |
---|---|
One POS txn/ Registration for Standing Instruction (Less than 50,000) | 500,000 |
50,001 - 100,000 | 600,000 |
100,001 - 150,000 | 700,000 |
150,001 - 200,000 | 800,000 |
200,001 - 250,000 | 900,000 |
250,001 - 300,000 | 1,000,000 |
300,001 - 350,000 | 1,100,000 |
350,001 - 400,000 | 1,200,000 |
400,001 - 450,000 | 1,300,000 |
450,001 - 500,000 | 1,400,000 |
Above 500,000 | 1,500,000 |
Note: The Insurance Cover is subject to the Debit Card variant held by the customer.
Important:
In order to claim the Personal Accident Death Cover, the claimant (nominee of the customer’s account / legal heir) should submit the below mentioned documents within 1 month of Cardholder’s death, at any nearest HDFC Bank branch.
- Claim form/ Request letter from the nominee of the account/ legal heir
- Death summary from the hospital. (if card holder admitted to hospital)
- Postmortem Report
- Death Certificate issued by municipal authorities.
- Final police inspection report.
- Bank Statement, 1 year prior to date of loss (1 year in case of platinum & 6 months in case of gold cards)
- Nominee details of the cardholder
- Indemnity Bond on the stamp paper.
- Relationship proof of nominee with the cardholder.
- KYC documents for card holder and nominee both(Photo ID & address proof)
- NEFT details of the nominee.
The branch would guide further on the process to be followed.
*Terms & Conditions as per Cardholder’s agreement applicable