Accelerated Personal Accidental Death

Accelerated Personal Accidental Death

Personal Accident Death Cover by Air / Road/Rail - Base Sum assured Rs. 5,00,000

In addition, the customer is also eligible for an accelerated insurance cover of upto Rs. 5 lakhs, basis his/her Spends using the Debit Card at merchant outlets or online

Spends in One YearInsurance Benefit
Spend on POS/Online or SI on DC registration in last 30 daysBase CoverAccelerated CoverTotal Cover
Less than 50KRs. 5 Lakhs-Rs. 5 lakhs
50 K - 1 Lac'sRs. 5 lakhsRs. 1 lakhsRs. 6 lakhs
1 Lac's - 1.5 Lac'sRs. 5 lakhsRs. 2 lakhsRs. 7 lakhs
1.5 Lac's - 2 Lac'sRs. 5 lakhsRs. 3 lakhsRs. 8 lakhs
2 Lac's - 2.5 Lac'sRs. 5 lakhsRs. 4 lakhsRs. 9 lakhs
2.5 L - 3.0 LRs. 5 lakhsRs. 5 lakhsRs. 10 lakhs
3.5 L - 4.0 L (Only for Managed Customer Holding Platinum Debit Card)Rs. 5 lakhsRs. 6 lakhsRs. 11 lakhs
4.0 L and above (Only for Managed Customer Holding Platinum Debit Card)Rs. 5 lakhsRs. 7 lakhsRs. 12 lakhs


In order to claim the Personal Accident Death Cover, the claimant (nominee of the customer’s account / legal heir) should submit the below mentioned documents within 1 month of Cardholder’s death, at any nearest HDFC Bank branch.

  • Claim form/ Request letter from the nominee of the account/ legal heir
  • Death summary from the hospital. (if card holder admitted to hospital)
  • Postmortem Report
  • Death Certificate issued by municipal authorities.
  • Final police inspection report.
  • Bank Statement, 1 year prior to date of loss (1 year in case of platinum & 6 months in case of gold cards)
  • Nominee details of the cardholder
  • Indemnity Bond on the stamp paper.
  • Relationship proof of nominee with the cardholder.
  • KYC documents for card holder and nominee both(Photo ID & address proof)
  • NEFT details of the nominee.

The branch would guide further on the process to be followed.

*Terms & Conditions as per Cardholder’s agreement applicable