Accelerated Personal Accidental Death:

Accelerated Personal Accidental Death:

Personal Accident Death Cover by Air / Road/Rail - Base Sum assured Rs. 5,00,000

In addition, the customer is also eligible for an accelerated insurance cover of upto Rs. 5 lakhs, basis his/her Spends using the Debit Card at merchant outlets or online


Spends in One Year

Insurance Benefit

Spend on POS/Online or SI on DC registration in last 30 days

Base Cover

Accelerated Cover

Total Cover

Less than 50K

Rs. 5 Lakhs

-

Rs. 5 lakhs

50 K - 1 Lac's

Rs. 5 lakhs

Rs. 1 lakhs

Rs. 6 lakhs

1 Lac's - 1.5 Lac's

Rs. 5 lakhs

Rs. 2 lakhs

Rs. 7 lakhs

1.5 Lac's - 2 Lac's

Rs. 5 lakhs

Rs. 3 lakhs

Rs. 8 lakhs

2 Lac's - 2.5 Lac's

Rs. 5 lakhs

Rs. 4 lakhs

Rs. 9 lakhs

2.5 L - 3.0 L

Rs. 5 lakhs

Rs. 5 lakhs

Rs. 10 lakhs

3.5 L - 4.0 L (Only for Managed Customer Holding Platinum Debit Card)

Rs. 5 lakhs

Rs. 6 lakhs

Rs. 11 lakhs

4.0 L and above (Only for Managed Customer Holding Platinum Debit Card)

Rs. 5 lakhs

Rs. 7 lakhs

Rs. 12 lakhs



Important:

In order to claim the Personal Accident Death Cover, the claimant (nominee of the customer’s account / legal heir) should submit the below mentioned documents within 1 month of Cardholder’s death, at any nearest HDFC Bank branch.


  • Claim form/ Request letter from the nominee of the account/ legal heir
  • Death summary from the hospital. (if card holder admitted to hospital)
  • Postmortem Report
  • Death Certificate issued by municipal authorities.
  • Final police inspection report.
  • Bank Statement, 1 year prior to date of loss (1 year in case of platinum & 6 months in case of gold cards)
  • Nominee details of the cardholder
  • Indemnity Bond on the stamp paper.
  • Relationship proof of nominee with the cardholder.
  • KYC documents for card holder and nominee both(Photo ID & address proof)
  • NEFT details of the nominee.

The branch would guide further on the process to be followed.

*Terms & Conditions as per Cardholder’s agreement applicable