Accelerated Personal Accidental Death Cover

Accelerated Personal Accidental Death Cover

Personal Accident Death Cover by Air / Road/Rail - Base Sum assured Rs. 5,00,000

In addition, the customer is also eligible for an accelerated insurance cover of upto Rs. 5 lakhs, basis his/her Spends using the Debit Card at merchant outlets or online

Accelerated table for Debit Cards:

Spends in One YearMaximum Accelerated Sum Insured Payable (Including base Cover) (Rs.)  
One POS txn/ Registration for Standing Instruction (Less than 50,000)500,000
50,001 - 100,000 600,000
100,001 - 150,000700,000
150,001 - 200,000800,000
200,001 - 250,000900,000
250,001 - 300,0001,000,000
300,001 - 350,0001,100,000
350,001 - 400,0001,200,000
400,001 - 450,0001,300,000
450,001 - 500,0001,400,000
Above 500,0001,500,000

Note: The Insurance Cover is subject to the Debit Card variant held by the customer.


In order to claim the Personal Accident Death Cover, the claimant (nominee of the customer’s account / legal heir) should submit the below mentioned documents within 1 month of Cardholder’s death, at any nearest HDFC Bank branch.

  • Claim form/ Request letter from the nominee of the account/ legal heir
  • Death summary from the hospital. (if card holder admitted to hospital)
  • Postmortem Report
  • Death Certificate issued by municipal authorities.
  • Final police inspection report.
  • Bank Statement, 1 year prior to date of loss (1 year in case of platinum & 6 months in case of gold cards)
  • Nominee details of the cardholder
  • Indemnity Bond on the stamp paper.
  • Relationship proof of nominee with the cardholder.
  • KYC documents for card holder and nominee both(Photo ID & address proof)
  • NEFT details of the nominee.

The branch would guide further on the process to be followed.

*Terms & Conditions as per Cardholder’s agreement applicable