FAQ (While Applying For a Credit Card)

FAQ (While Applying For a Credit Card)

Features

Millennia Credit Card
  • 2.5% CashBack on all online spends
  • 1% CashBack on all offline spends and wallet reloads
  • 8 Complimentary Domestic Airport Lounge access annually
  • 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy
HDFC Bank EasyEMI Card
  • Automatic conversion on spends of ₹10,000 and above to EMI of 9 months
  • 2.5% CashBack on all online spends 
  • 1% CashBack on all offline spends and wallet reloads 
  • 5% CashBack on Amazon & Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy
Regalia Credit Card
  • Complimentary Zomato Gold Membership for a Year
  • Complimentary lounge access at over 1000 airports
  • Earn Bonus 15,000 Reward Points on spends of Rs. 8 lakhs in a year
Diners Club Black
  • Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Zomato Gold, MMTDOUBLEBLACK and Times Prime   
  • Unlimited Complimentary Airport Lounge Access  
  • Complimentary Ola Select | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month   
  • Complimentary Golf games across the finest courses in the world                                                                                                                               
Diners Club Privilege
  • Complimentary Annual memberships of Amazon Prime, Zomato Gold, MMTDOUBLEBLACK, BB Star and Times Prime 
  • 12 complimentary Airport Lounge Access worldwide        
  • Complimentary Ola Select | BookMyShow | TataCliQ vouchers on spends of over Rs. 40,000 every month      
  • Complimentary Golf games across the finest courses in the world                                                                                                                                                                                                              
IndianOil HDFC Bank Credit Card
  • Earn up to 50 Liters of Free fuel annually 
  • Earn 5% of your spends as Fuel Points at IndianOil outlets, Groceries and Bill Payments.
  • Earn 1 Fuel Point for every Rs. 150 spent on all other purchases 
  • Enjoy 1% Fuel Surcharge waiver 
MoneyBack Credit Card
  • CashBacks on every single spend
  • Earn up to Rs. 2000 worth of gift vouchers every year
  • Earn 4 Reward Points for every Rs 150 spent online
Infinia Credit Card
  • Complimentary one-year Club Marriott membership
  • Unlimited airport lounge access across the globe
  • Unlimited Complimentary golf games at leading courses across India and select courses across the world
  • Global Personal Concierge -24 X 7
Business Moneyback
  • Get double  cashback on all Business essentials such as Telecom, Utility, Govt and Tax payments
  • POS rental fee waiver on Rs 30,000 monthly spends on your credit card and monthly volume of Rs 25,000 on POS machine
  • 5% CashBack on Electricity, Railway, Hotels , Dining Taxi etc
Business Regalia
  • Get double  cashback on all Business essentials such as Telecom, Utility, Govt and Tax payments only  upto Rs. 1000 per statement.
  • POS rental fee waiver on Rs 30,000 monthly spends on your credit card and monthly volume of Rs 25,000 on POS machine
  • 5% CashBack on Electricity, Railway, Hotels , Dining Taxi etc
Save Smart
  • 1% CashBack on all Best Price spends up to Rs 10,000 in a month
  • 0.5% CashBack for every Rs 150 spent on all other retail purchases up to Rs 150 per month
  • POS rental fee waiver on Rs 30,000 monthly spends on your credit card and monthly volume of Rs 25,000 on POS machine 
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What are the offers & deals available on Credit Cards?

Amazing offers on HDFC Bank  Credit Cards throughout the year on Travel / Ecommerce/ Grocery/ Apparels etc

You will get Rs 1,000 Amazon Voucher
LIFETIME FREE Credit Card / Savings up to Rs 15,400 in first 4 months

Get your Credit Card

How can I find out which Credit Card am I eligible for?

How can I find out which Credit Card am I eligible for?

You can easily check your pre-approved LIFETIME FREE Credit Card by autheticating yourself on HDFC Bank  Credit Card application page

Check what card are you eligible for click here

I do not have any other Credit Card. Can I still apply for an HDFC Bank Credit Card?

I do not have any other Credit Card. Can I still apply for an HDFC Bank Credit Card?

Yes, you can apply for HDFC Bank Credit Card. You are already pre-apporved for HDFC Bank Credit Card. Just check your eligibile Card and get it delivered In No time

Just check your eligible card click here

What are the Fees applicable on my Credit Card?

What are the Fees applicable on my Credit Card?

Annual Card fees will range from Rs 500 to Rs 10,000 on basis of Credit Card variant 

But no worries we are offering LIFETIME FREE Credit Card only for YOU Just apply using below link 

Steps to apply for a Credit Card

Steps to apply for a Credit Card

Appy hassle free here. We will guide you

Step 1 : Authenticate yourself using Customer ID or Debit Card  (Forgot Customer ID? Regenarete here : https://netBanking.hdfcBank.com/netBanking/entry )

Step 2 : Enter your Net Banking password (Forget your password? Regenerate here: https://netBanking.hdfcBank.com/netBanking/IpinResetUsingOTP.htm)

Step 3: Select your employment details

Step 4: Select your Card

Step5: Check your Address deatils

Done. No documentation, No complex paper work , Apply anytime & Get additional Rs 1000 amazon voucher  with LIFETIME FREE Credit Card

Why do I need a Credit Card ? I already have a Debit Card

Why do I need a Credit Card ? I already have a Debit Card

CashBack & Reward Points: Up to 33% saving on your purchases using Credit Card
Use these Reward Points to book airline tickets and much more

Safety:  When your Debit Card is used by a thief, the money is missing from your account instantly. It can take a while for the fraudulent transactions to be reversed and the money restored to your account while the Bank investigates.
By contrast, when your Credit Card is used fraudulently, you aren't out any money—you just notify your Credit Card company of the fraud and don't pay for the transactions you didn't make while the Credit Card company resolves the matter.

Insurance: 
Accidental Insurance, you will be eligible for Accidental death insurance upto 5 times your Credit Card limit maximum up to Rs. 50,00,000/- for the subsequent month.

Purchase Protection - Fire & Burglary coverage for the items purchased above Rs. 5000/- using Insured Credit Card of HDFC Bank (Up to 180 days)

Emergency : In event of an unexpected emergency use your Credit Card for hospital bills and ATM withdrawals 

How this card will help me in emergency

How this card will help me in emergency

In event of an unexpected emergency use you Credit Card for Hospital bills and cash withdrwals 24*7


Accidental Insurance : you will be eligible for Accidental death insurance upto 5 times your Credit Card limit maximum up to Rs. 50,00,000/- for the subsequent month.

Purchase Protection - Fire & Burglary coverage for the items purchased above Rs. 5000/- using insured  HDFC Bank Credit Card (Up to 180 days)

How can I track the status of my application?

How can I track the status of my application?

You can track the status of your application via HDFC bank Whatsapp number 7065970659

What are the documents required to apply for a HDFC Credit Card?

What are the documents required to apply for a HDFC Credit Card?

In-case you are pre-approved for a HDFC Bank credit card all the details will be pre-filled. All you need to do is validate the details while applying for the credit card.
In case you are not pre-approved for a Credit Card for a salaried individual we will need 2 months pay slip (of which latest month pay-slip should not be older than 60 days) & company Id card. Also the net monthly income should be greater than Rs 24,000. For self-employed customer we will need Latest individual ITR and ITR computation sheet. Please note PAN is mandatory in this case. Also the annual income should be minimum 6 LPA. For select locations like Surat , Mumbai , Ahmedabad , Gandhinagar, Chandigarh , Sohana, Panchkula, Bangalore , Kolkata, Jharsuguda , Hyderabad, Jaipur , Sirsa , Lucknow, Agra , Kanpur , Indore , Ludhiana the annual income should be 10 LPA