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- Money Transfer
- To Other Account
- To Own Account
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- IMPS (Immediate Payment 24 * 7)
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- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- RemitNow2India (Foreign Inward Remittance)
- Remittance (International Money Transfers )
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- Forex Services for students
- Pay your overseas education fees with Flywire
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- Pay your overseas education fees with Flywire
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- Credit Score
How to improve your CIBIL score?
Here are 5 easy tips to help you.
Tip 1 - Convert Settled to Closed Status:
- Defaulted on your loan or Credit Card and did a settlement with the bank? In your CIBIL report ‘Settled’ is considered as you have NOT PAID your dues completely. It has a negative impact on your CIBIL Score.
- Pay the full amount to the bank and get the status of the account changed from ‘Settled’ to ‘Closed’. It will help improve your CIBIL Score.
Tip 2 - Make Regular Payments of EMIs and Credit Card dues because it carries 33% weight in your CIBIL Score:
- Remember CIBIL Score tracks late payment of Credit Card bills, EMIs not paid, etc.
- For Credit Card bill payments, choose auto pay option or set a reminder on your mobile.
Tip 3 - Create Credit History by Choosing Different Forms of Credit (borrowings)
- Like secured & unsecured loans across shorter and longer tenures with regular repayments.
Tip 4 - Continue using your old Credit Cards & pay your bill in full, on time:
- It will help you build a strong and lengthy credit history which will help you increase your CIBIL Score in the future.
Tip 5 - Avoid Exceeding 50% of Your Credit Card Shopping Limit:
- If you have a very low credit limit on your Credit Card, it may be a good idea to ask for a limit enhancement.
Remember, a high CIBIL Score will help you get access to loans and credit whenever you need it the most. After you’ve followed the tips, it will take around 6 months to a year for your credit score to improve. Start rebuilding your score today and work towards your financial goals and dreams.