ICICI Lombard Smart Drive Private Two Wheeler
Comprehensive accident and damage insurance for your 2-wheeler
Unforeseen events can cause hindrance in one’s riding journey. More importantly it may leave one with
financial, legal, and emotional set-backs. That’s why, one requires Two-Wheeler Insurance to gain financial coverage against natural/man-made disasters, theft, or road accidents, etc. It ensures a smooth
ride and complete peace-of-mind.
- Cashless Garages:
Cashless claim settlement in authorized network of garages across India
- Variety of Add-on covers:
For additional protection to one’s vehicle, the insured can choose from an array of add-on covers
- Competitive Rates
ICICI Lombard pro:vides purchase and renewals of Two-WheelerInsurance at competitive rates
- End-to-End Claim Assistance
Get 24/7 Claim Assistance & strong customer support with ICICI Lombard
Two-Wheeler Insurance covers natural disasters.
E.g. floods, earthquakes, cyclones, etc.
|Driving under intoxication:|
Accidental damages caused to the Two-Wheeler if
the insured was driving the vehicle under the
influence of drugs or alcohol
Losses caused by fire, terrorism, riot, strike, etc. are
|Regular wear and tear:|
Regular wear and tear as well as losses due to
depreciation of vehicle aren’t covered.
|Accidents on Road:|
Road accidents are covered under the insured’s
Two-Wheeler Insurance Policy
Losses/Damages aren’t covered if the insured rides
the Two-Wheeler without a valid license, or if the
Two-Wheeler is driven by an underage person.
|Personal Accident Cover for owner-driver:|
If the owner-driver of the insured Two-Wheeler
sustains injury or death, the insurer provides compensation.
Driving a private vehicle for commercial purpose and vice versa is not covered.
Losses/damages to properties or bodily injuries
caused to third-party are covered if the accident
involves the insured’s Two-Wheeler.
Consequential damages, electrical and mechanical
failure, staged accidents, driving outside
geographical limits, and an expired policy
Add-on CoversAdd-on Covers
With ICICI Lombard Two-Wheeler Insurance, onecan customize the policy by choosing add-on coversbest
suited to one’s Two-Wheeler protection against unforeseen events.
Personal Accident Cover for OccupantsPersonal Accident Cover for Occupants
Two-Wheeler accidents are dangerous to both the rider and the person sitting pillion. Since the risk of
injuries/death is high for both, having a Personal Accident Cover is essential. It insures against full or
partial disability of the co-passenger as well.
Zero Depreciation coverZero Depreciation cover
In the regular policy, during claim, the insured has to bear depreciation on repair/replacement expenses
of plastic, fibre, rubber and glass parts. However, with this add-on, one would not have to pay
depreciation on expenses of repaired/replaced parts.
Eligibility CriteriaEligibility Criteria
One must be 18 years old or older to buy a Two-Wheeler Insurance Policy.