Long-Term Two Wheeler policy

All You Need To Know


The Long-Term Two Wheeler policy covers you against damages that your bike or scooter may incur due to any unforeseen events. You also do not have to worry about the exceptionally high costs that may arise due to damages caused to your bike by the occurrence of an accident, natural disaster and so on. Simply purchase our two wheeler Insurance once and stay worry-free for 3 consecutive years.


  • Buy / renew your two wheeler or your bike insurance online in easy steps.
  • Transfer up to 50% of your existing No Claim Bonus from any bike insurance provider.
  • Avail our 24x7 telephonic service for claims support and other assistance, even on holidays.
  • Instant claims assistance and SMS updates on your claim status through our 24x7 call-centers.
  • Bajaj Allianz provides you hassle-free inspection process thereby offering you a high service standard with two wheeler insurance


One needs to be above 18 years of age for taking Motor Insurance Policy and must have a valid registration certificate in his/her/firm’s name.


  • Normal wear and tear and general ageing of the vehicle.
  • Mechanical/electrical breakdown.
  • Vehicles being used otherwise than in accordance with limitations as to use.
  • Damage to/by a person driving the vehicle without a valid license.
  • Damage to/by a person driving the vehicle under the influence of drugs or liquor.
  • Loss/damage due to war, mutiny or nuclear risk.
  • Loss or damage to accessories by burglary, house breaking or theft unless the vehicle is stolen at the same time.
  • Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement

Please note: For details, please refer to the product brochure for policy terms and conditions.

Claims Process:

You would need to register a claim as soon as possible following the accident/theft of your car. You can do this online by visiting the page here or over the phone by dialing our Toll free number - 1800-209-5858, post which you will be connected to our customer care executive who will guide you through the entire Insurance claim process.


What are the documents required at the time of claim?
Please keep the following information handy while registering a claim:

  • Engine and Chassis Number
  • Accident date and time
  • Description and location of the accident
  • Two wheeler inspection address 
  • Km. reading
  • Police complaint, in case of theft

Please note that in case of theft, you would need to file a police complaint as soon as possible, so that when you are registering a claim with us you are able to produce the same, along with the other documents.

  • Send your two wheeler for repair, if applicable
    Whether your two wheeler is vandalized, meets with a collision, or gets damaged by some peril, you need to take it to the garage if it is in a movable condition or have it towed there to avoid any further damage.
  • Final step for claim settlement
    You will have to submit copies of all the required documents to us for the claim settlement and get them verified with the originals. Do note that you will have to pay the excess amount according to the norms mentioned in your policy that include depreciation amount, salvage, etc. which will be informed to you by our surveyor.

What is the tenure / duration of a long term two wheeler insurance plan?
 The long term two wheeler insurance lasts for a period of 3 years

How is a long term insurance plan for two wheeler beneficial?
Apart from covering the policy holder's two wheeler from damages resulting from any natural calamities, it also provides covers for accidents and any other unforeseen events for the extended period. It is also extremely convenient for the policy holder as it saves the holder from getting into any hassles for renewal documentations time and time again.

Can the benefits of NCB be transferred from the old insurer?
If you have an existing NCB from any other insurer, then it can get transferred for upto 50%

Can an expired two wheeler policy be renewed into a long term two wheeler policy?
Yes, once the policy is up for renewal, then the policy holder can opt for extending his cover into a 3 year plan or can just continue opting for a yearly plan