Bajaj Allianz Travel Insurance

Bajaj Allianz Travel Insurance

All You Need To Know


At Bajaj Allianz, we have come up with individual travel insurance plans that offer value for money along with comprehensive coverage including personal liability protection and emergency cash advance.

  • Travel Companion Plan

This is a basic travel cover that provides you with complete medical and health cover while you are travelling to an international destination. It provides Personal Accident coverage, medical and baggage loss coverage among other options.

  • Individual Travel Prime Plan

It is specially designed to offer comprehensive coverage against most risks you might face during your international travels.

  • Individual Travel Elite Plan

It offer flexible sum insured options, trip delay protection and personal liability cover,

The plan offers coverage for hijack


  • A travel policy that caters to the specific needs of an individual travelling abroad.

  • It covers all medical eventualities including hospitalization and other incidental expenses at a fraction of amount that would be otherwise needed.

  • The individual travel insurance not only supports you at the time of distress but also covers you if there is a burglary at your home while you are away or if your trip gets cancelled or curtailed.

  • It offers coverage for

  1. Loss of Checked Baggage

  2. Delay of Baggage

  3. Personal Accident

  4. Loss of passport

  5. Golfer Hole-in-one

  6. Emergency Cash Advance

  7. Difference in Airfare due to delayed or early return

    Click Here to read the policy wording.


  • Presence of pre-existing medical condition or a resulting complication before the commencement of the policy.
  • Medical expenses incurred after the expiry of policy tenure
  • Medical complications due to attempted suicide or self-inflicted injury.
  • Psychological disorders like anxiety/ nervousness/ stress that have no underlying physical condition.
  • Treatment related to venereal diseases, drug abuse or alcoholism. 
  • If you are involved in manual labour which is of hazardous nature or engaged in an illegal or criminal activity.
  • Self-exposure to needless peril unless in an attempt to save the life of a fellow human.
  • If opting for treatment using alternate or experimental methods that have not been clinically recognized.
  • Some form of medicine other than modern medicine or Allopathy is used for treatment.
  • Cost of appliances like hearing aid, spectacles etc. that are used either for diagnosis or treatment.
  • Medical expenses incurred owing to complications arising out of pregnancy like childbirth, abortion etc.
  • Delay of baggage is not covered while coming back to India.
  • There is loss or damage to your passport owing to its confiscation or detention by the police, customs, military or any other government authority.
  • If you fail to report your loss within 24 hours of its discovery and thereafter fail to obtain an official report of the same.
  • If you lose your belongings because of your failure to take the necessary steps to safeguard them.

Please note: For details, please refer to the product brochure for policy terms and conditions.

Claims Process

You would need to register a claim as soon as possible by using the link or over the phone by dialling our Toll free number - 1800-209-5858, post which you will be connected to our customer care executive who will guide you through the entire Insurance claim process.

You can also use our Global Travel Helpline by giving us a missed call on +91 124 6174720.