You've Been Logged Out
For security reasons, we have logged you out of HDFC Bank NetBanking. We do this when you refresh/move back on the browser on any NetBanking page.
OK- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Personal
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/insure.svgINSURE
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/life_insurance.svgLife
- ThisPageDoesNotContainIconProtect Life (Term)
- Tata AIA Life Insurance Fortune Guarantee
Tata AIA Life Insurance Fortune Guarantee
Tata AIA Life Insurance Fortune Guarantee
Background
BackgroundTata AIA Life Insurance is a Non-Linked, Non-Participating Endowment Insurance Plan.
At every stage of your life we have a milestone to achieve. Along with this we also carry the burden of any uncertainty happening & work towards being prepared to face the same. Life Insurance is the best way to protect our family from financial crisis in case of an unfortunate event and help us to fulfil our dreams.
“Tata AIA Life Insurance Fortune Guarantee” provides life insurance cover throughout the policy term for the financial security of your family and a guaranteed lump sum benefit on maturity to fulfil your future goals. You can also enhance protection cover with a wide range of riders.
Key Features
Key FeaturesGuaranteed Maturity Benefit from 114% to 276%** of Total Premiums Paid
Flexible policy term of 10,11,12, 15 & 20 years to plan your future goals
Pay for just 5 or 10 years
10 Times minimum life cover of annualized premium to protect your loved ones
Higher benefits for female lives
Option to enhance protection through riders
Tax benefits may be available u/s 80C & 10(10D) of the Income-Tax Act, 1961^
Eligibility Criteria:
Eligibility Criteria:Minimum Entry Age* | 0 years |
Maximum Entry Age* | 65 years |
Minimum Maturity Age* | 18 years |
Maximum Maturity Age* | 85 years |
* Age as on last birthday
Parameters | |
Minimum Entry Age^ | 0 years |
Maximum Entry Age^ | 65 years |
Minimum Maturity Age^ | 18 years |
Maximum Maturity Age^ | 85 years |
Policy Term (PT) | 10,11,12,15 and 20 years |
Premium Payment Period (PPT) | 5 Pay for PT 10,11,12 and 15 10 Pay for PT 20 |
Minimum Premium | Rs.50,000 p.a. (in multiples of 1,000) |
Maximum Premium | No Limit (in multiples of 1,000) |
Basic Sum Assured | 10 Times of Annualized Premium |
Premium Mode | Yearly | Half Yearly |Quarterly | Monthly |
PLAN BENEFITS IN DETAIL
PLAN BENEFITS IN DETAILSurvival Benefit:
There is no survival benefit in this plan.
Maturity Benefit
Maturity Sum Assured will be paid on maturity. The “Maturity Sum Assured” is equal to maturity benefit factor multiplied by Total Premiums Paid, where maturity benefit factor varies as per the policy term, gender, annualised premium band and entry age as mentioned in Annexure A (refer the product brochure).
Death Benefit:
In case of unfortunate event of the death of the insured; during the term of the policy, Sum Assured on death as defined below shall be payable.
“Sum Assured on death” shall be the highest of the following:
Basic Sum Assured
105% of the Total Premiums Paid
Maturity Sum Assured
Where, Basic Sum Assured is 10 times of the Annualised Premium.
“Annualised Premium” shall be the premium paid in a year with respect to the Basic Sum assured chosen by the policy holder, excluding the underwriting extra premiums and loading for modal premiums, if any.
“Total Premiums Paid" means amount equal to the total premiums paid during the premium payment term of the policy. Such amount should be excluding interest, tax, underwriting extra premiums and loading for modal premiums, if any.
“Maturity Sum Assured” refers to the absolute amount of benefit which is guaranteed to become payable on maturity of the policy.
Disclaimer
DisclaimerHDFC Bank Limited (4621612) (IRDAI Registration No: CA0010) is the Corporate Agent of Tata AIA Life Insurance Company Limited and does not underwrite the risk or act as an insurer.
HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400 013. Participation by the Bank’s clients in the insurance products is purely on a voluntary basis. The contract of insurance is between Tata AIA Life and the insured and not between HDFC Bank and the insured.
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No. 110) CIN No. U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013
For any information including cancellation, claims and complaints, please contact our Insurance advisor or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN - U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. UIN: 110N120V04
Beware of Spurious Phone calls and Fictitious/Fraudulent offers: IRDAI clarifies to public that:
IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call and number.