You've Been Logged Out
For security reasons, we have logged you out of HDFC Bank NetBanking. We do this when you refresh/move back on the browser on any NetBanking page.
OK- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
- OFFERS Offers, Discounts
- My Mailbox
- My Profile
HDFC Life SL Crest
Age limit
Age limitMinimum age at entry is 14 years and maximum age at entry is 55 years
Maximum maturity age is 65 years
Premium
PremiumMinimum premium: Pay ₹ 50,000 per annum
Limited premium: Pay your premium only for five years
Ways to pay
Ways to payConveniently pay your premiums through multiple modes -- credit card, internet banking, cheque, auto debit facility
Fund investment
Fund investmentInvest your money based on your risk appetite in a choice of funds including Income Fund, Balanced Fund, Blue Chip Fund and Opportunities Fund
Policy term
Policy termGet cover for a term of 10 years
Sum assured
Sum assuredMinimum Sum Assured for entry below 45 years – 10 times the annual premium
Minimum Sum Assured for entry after 45 years – 7 times the annual premium
Maximum Sum Assured – 20 times the annual premium
Tax benefit
Tax benefitGet tax benefits under 80C and 10 (10D) of the Income Tax Act, 1961
Maturity benefit
Maturity benefitGet fund value on date of maturity
Death benefit
Death benefitIf insured dies before the age of 60, beneficiaries will receive the greater of the following:
Sum Assured (less all withdrawals made during the two-year period immediately preceding the date of death), or total Fund Value
If insured dies after age of 60 years, beneficiaries will receive greater of the following:
Sum Assured (less all withdrawals made after the age 58), or total Fund Value, or at least 105% of the annual premiums paid
Medical examination
Medical examinationAvoid a medical test by filling up a short questionnaire
"It's convenient that I can invest without a medical test "
FAQs
1. Why is this plan good for me?
HDFC SL Crest – ULIP, lets you enjoy market linked returns along with valuable financial protection for your family when needed the most, so that when you reap the returns of life, they are on crests not on lows.
HDFC SL CREST OFFERS
• Benefit of paying Premium(s) for a limited term.
• Benefit of financial protection for your loved ones.
• Benefit of choice of investment options.
In this plan, your premiums (net of Charges) will be invested in the fund(s) as per the investment option of your choice. On maturity of the plan, you will receive the fund value as per the investment option selected by you.
2. What will my family receive in case of my unfortunate demise?
In case of the Life Assured's unfortunate demise, we will pay to the Nominee:
• Sum Assured less all withdrawals made during the two-year period immediately preceding the death of the Life Assured,
• Unit Fund Value.
Subject to Minimum Death Benefit payable will be of 105% of the total premium(s) paid.
3. Are there medicals involved to buy this plan?
This plan is available with a Short Medical Questionnaire (SMQ) based Underwriting #
# Please speak to our Financial Consultant to know more details.
4What is the minimum premium that needs to be paid?
Minimum premium is Rs. 50,000 with annual* premium payment frequency option.
*Annualized Premium means the premium amount payable in a year excluding the taxes, Rider Premium(s) and Underwriting extra premium on riders, if any.
5. What is the frequency in which I can invest my money?
There is only Annual* premium payment frequency option available in this policy.
*Annualized Premium means the premium amount payable in a year excluding the taxes, Rider Premium(s) and Underwriting extra premium on riders, if any.
6. Where do I check the fund performance?
To check fund performance CLICK HERE
7Can I save tax by investing in this policy?
Tax Benefits* under Section 80C and Sec 10(10D) of Income Tax Act 1961
* Subject to provisions as per Income Tax Act, 1961. Tax Laws are subject to change.
Disclaimer
HDFC Bank Limited (IRDAI Registration No: CA0010) is the Corporate Agent of HDFC Life Insurance Company Limited and does not underwrite the risk or act as an insurer. HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400 013. Participation by the Bank’s clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between HDFC Life and the Insured and not between HDFC Bank and the Insured.This policy is underwritten by HDFC Life Insurance Company. Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai - 400 011. The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited.Life Insurance Coverage is available in this product. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.HDFC SL Crest (Form No: P501 UIN:101L064V03) is a Unit Linked, Savings Insurance Plan. Unit Linked Insurance products are different from the traditional insurance products and aresubject to the risk factors. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down basedon the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. ULIP Issued on or after 1st February 2021 where the annualised premium exceeds Rs 2.5 lakh at any time during the premium paying term, the amount received on maturity shall not be entitled for exemption under section 10(10D) of the Income-tax Act, 1961. However, death benefit received shall be exempt u/s 10(10D). Tax benefits are subject to changes in the tax laws. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale. HDFC Life Insurance Company Limited is only the name of the LifeInsurance Company and HDFC SL Crest (Form No: P501 UIN:101L064V03) is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, itsfuture prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. Thevarious funds offered under this contact are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.