HDFC Bank Life Easy Health
Fixed benefit plan to safeguard you in illnesses & accidents
Age limit
Age limitAge at entry: Minimum 18 years; maximum 65 years
Age at maturity: Minimum 23 years; maximum 70 years
Benefits
BenefitsYou can choose from 3 separate benefits available under this policy – choose while purchasing policy
Daily Hospital Cash Benefit:
- Receive 1% and 2% of Sum Insured per day on admission into non-ICU room and ICU Room respectively
- Get the benefit for a maximum of 20 days (for non-ICU room) and 10 days (for ICU room) per year
- Get the benefit for a maximum of 60 days (for non-ICU room) and 30 days (for ICU room) during the policy term
Surgical Benefit:
Get a lump sum pay out up to 100% of the Sum Insured against 138 surgeries, based on the severity of the surgery
Critical Illness Benefit:
Get 100% of the Sum Insured if you are diagnosed with any of the 18 critical illnesses specified
Plan options
Plan optionsChoose from 7 plan options depending upon the benefits you wish to have
Make multiple claims of up to 100% of the Sum Insured under Daily Hospital Cash Benefit and Surgical Benefit
| Plan option | Benefits covered |
|---|---|
| 1 | Daily Hospital Cash Benefit |
| 2 | Surgical Benefit |
| 3 | Critical Illness Benefit |
| 4 | Daily Hospital Cash Benefit + Surgical Benefit |
| 5 | Surgical Benefit + Critical Illness Benefit |
| 6 | Daily Hospital Cash Benefit + Critical Illness Benefit |
| 7 |
Daily Hospital Cash Benefit + Surgical Benefit + Critical Illness Benefit |
To be eligible for benefit payment under the Critical Illness option, policyholder must survive a 30-day period from the date of diagnosis
Premium
PremiumChoose to pay premium one-time or annually
Ways to pay
Ways to payConveniently pay your premiums or renew your policy through multiple modes -- credit card, internet banking, cheque, auto debit facility
Policy term
Policy termThe policy term is fixed at 5 years
“I am covered for hospital expenses, critical illness or surgery”
Sum assured
Sum assuredChoose from up to 10 options:
Option 1: ₹25,000
Option 2: ₹50,000
Option 3: ₹75,000
Option 4: ₹1 lakh
Option 5: ₹1.5 lakhs
Option 6: ₹2 lakhs
Option 7: ₹2.5 lakhs
Option 8: Rs 3,00,000
Option 9: Rs 4,00,000
Option 10: Rs 5,00,000
Easy processing
Easy processingEnjoy a hassle-free process of buying the policy without any medical underwriting
Waiting period
Waiting periodThe policy comes with:
A 60-day waiting period for Daily Hospital Cash Benefit and Surgical Benefit and 90 days for Critical Illness Benefit
A one-year and two-year waiting period for specific conditions
No waiting period will apply for hospitalisation or any specified surgery or critical illness (such as major head trauma) due to an accident
Tax benefit
Tax benefitGet tax benefits under 80C of the Income Tax Act, 1961
Important Information
Important InformationManage Your Insurance
Tools & Calculators
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