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- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- Cards
- Bill Payments
- Recharge
- Payment Solutions
- Money Transfer
- SAVE Accounts, Deposits
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- BORROW Loans, EMI
- INSURE Cover, Protect
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- My Mailbox
- My Profile
- Home
- PAY Cards, Bill Pay
- Money Transfer
- To Other Account
- To Own Account
- UPI (Instant Mobile Money Transfer)
- IMPS (Immediate Payment 24 * 7)
- RTGS (Available 24 * 7)
- NEFT (Available 24 * 7)
- RemitNow Foreign Outward Remittance
- Remittance (International Money Transfers )
- Religious Offering's & Donation
- Forex Services for students
- Pay your overseas education fees with Flywire
- ESOP Remittances
- Visa CardPay
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual Funds
- BORROW Loans, EMI
- INSURE Cover, Protect
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HDFC Life ClassicAssure Plus
Give greater cover to your family with guaranteed bonuses
Age limit
Age limit- Entry age for 10-year term – 8 years to 55 years
- Entry age for 15-year term – 3 years to 60 years
- Entry age for 20-year term – 30 days to 55 years
- Maximum age at maturity for the 10-year term is 65 years and for other terms is 75 years
Premium
Premium- Limited premium paying period: Pay premiums only for 7 years for policy term of 10 to 15 years; and pay for 10 years for policy term of 15-20-years
- Depending upon the Sum Assured that you choose, minimum premiums are:₹ 1,000 for monthly premium, ₹ 3,000 for quarterly, ₹ 6,000 half yearly or ₹ 12,000 yearly
Ways to pay
Ways to payConveniently pay your premiums through multiple modes -- credit card, internet banking, cheque, auto debit facility
Bonuses
BonusesGet guaranteed revisionary bonuses of 3% per annum during premium payment term
Policy term
Policy termChoose a policy term of 10, 15 or 20 years based on your needs
Tax benefit
Tax benefitGet tax benefits under 80C and 10(10D) of the Income Tax Act, 1961
I pay premiums for a limited period & get benefits much longer
Maturity benefit
Maturity benefitReceive Sum Assured plus accrued bonuses
Death benefit
Death benefitBeneficiaries will receive higher of Sum Assured or 10 times annualised premiums or 105% of the premiums paid + accrued bonuses
Medical examination
Medical examinationAvoid a medical test by filling up a short questionnaire
Loan
LoanGet a loan on this policy in emergencies
FAQs
1. What is the Min/Max age at Entry/Maturity?
PT (Years) | 10 | 15 | 20 |
PPT (Years) | 7 | 7 or 10 | 10 |
Min Entry Age (Years) | 8 | 3 | 30 Days |
Max entry (Years) | 55 | 60 | 55 |
Max Maturity Age (Years) | 65 | 75 | 75 |
2. What is the minimum premium that needs to be paid?
Annual: Rs 12000
Half Yearly: Rs 6000
Quarterly: Rs 3000
Monthly: Rs 1000
(exclusive of taxes and levies as applicable)"
3. What is the Death Benefit under the plan?
On death of the life assured, provided all due premiums are paid, we would pay the highest of the following
a) Sum Assured on Death
b) 10 times annualised premium¹
c) 105% of the total premiums²paid.
plus accrued bonuses if declared, to the nominee.
We will terminate the policy on payment of the maturity or death benefit.
Where, Sum Assured on Death is the absolute amount of benefit which is guaranteed to become payable on death of the life insured, in accordance with the terms and conditions specified in the policy.
1. Annualised premium shall be the premium amount payable in a year chosen by you, excluding the taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.
2. Total premiums paid means total of all premiums received, excluding any extra premium, any rider premium and taxes.
4. What is the Maturity Benefit under the plan?
On survival till the maturity date and on full payment of premiums due throughout the premium paying term, you will receive the Sum Assured on Maturity plus accrued bonuses
Minimum Sum Assured on Maturity (for 10 PT is Rs.49,447 ) (For 15 PT is Rs.48,032) (For 20 PT is Rs.73,516 )
Maximum Sum Assured on Maturity ( No limit, subject to satisfactory underwriting)
5. Can I save tax by investing in this policy?
Yes, Tax Benefits may be available as per prevailing tax laws. You are requested to consult your tax advisor.
Disclaimer
HDFC Bank Limited (IRDAI Registration No: CA0010) is the Corporate Agent of HDFC Life Insurance Company Limited and does not underwrite the risk or act as an insurer. HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai - 400 013. Participation by the Bank’s clients in the Insurance products is purely on a voluntary basis. The contract of Insurance is between HDFC Life and the Insured and not between HDFC Bank and the Insured.This policy is underwritten by HDFC Life Insurance Company. Registered Office: 13th Floor, Lodha Excelus, Apollo Mills Compound, N. M. Joshi Marg, Mahalaxmi, Mumbai - 400 011. The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited.HDFC Life ClassicAssure Plus (UIN: 101N089V05, Form No: 501)is the name of a Non-Linked, Participating, Savings Insurance Plan. HDFC Life Income Benefit on Accidental Disability Rider (UIN: 101B013V03) andHDFCLife Critical Illness Rider (UIN: 101B014V02) are the names of the riders. Life Insurance Coverage is available in this product. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
“As per recent changes in section 10(10D) of Income Tax Act, where the amount of aggregate annual premium payable in the financial year in case of Traditional plans (all non-unit linked plans except Annuity, Pension and Pure Risk Plans) issued on or after 1st April 2023 exceeding INR 5,00,000 the benefits of the policy/policies shall not be eligible for exemption under section 10(10D) except in case of death”. The customer is requested to seek advice of a tax advisor with respect to his/her personal tax liabilities under the Indian Income-tax law."