HDFC ERGO Home Shield Policy

• Provides Comprehensive coverage including loss due to Fire, earthquake, flood, storm, riot strike, Electrical & Mechanical Breakdown, burglary / theft. 
• Contents shall include:
  
  

Electrical & Sanitary Fittings

• No list of contents required if coverage is selected on loss limit basis ( up to Rs.25 lakhs)
• Option to cover portable equipments like mobiles, laptops, camera (age up to 10 Years) on all risk basis - across India
• You get New for Old - No depreciation on contents aged up to 10 years,
• Any new asset purchased (Post purchase of policy) stands covered automatically in case loss limit option is selected.
• Auto restore of Loss Limit after settlement (for contents) of loss
• Deductible – INR 5,000/- each and every claim
  
  

Additional Features :-
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• Structure can be covered on Purchase Cost 
• Structure can  include interior decoration Cost and cover can be opted with additional benefits such as :
  1.  Rent for Alternative Accommodation       
  2.  Hotel Stay (Max 15 days and upto Rs.15000 Per Day)     
  3.  Brokerage for alternate accommodation     
  4.  Expenses for shifting to alternate accommodation 
  5.  Emergency Purchases           
  6.  Keys and Locks replacement cover​​​​​​​
• Option to Cover Jewellery on worldwide basis 
• Discount allowed up to max 30% based on security and other features.

​​​​​​​* Refer policy wordings for further details available at our website : https://www.hdfcergo.com/documents/downloads/policywordings/home-shield-policy-wording.pdf 

​​​​​​​*  Watch video on https://www.youtube.com/watch?v=8ST0S2pENkQ

FOR FURTHER INFORMATION, PLEASE CONTACT YOUR RELATIONSHIP MANAGER