Provides coverage against COVID-19
Day Care Treatment Expenses
Pre and Post Hospitalization Expenses
Domestic Air Ambulance
Covers |
In-patient Expenses | 3 Lacs | 5/10 Lacs | 15/25 Lacs |
Life Long Renewability | Y | Y | Y |
Specific Disease waiting Period | 2 Years | 2 Years | 2 Years |
Pre-existing Disease Waiting Period | 3 Years | 2 Years | 2 Years |
Room Rent (Normal) | 2% | No Limit | No Limit |
Room Rent (ICU) | 4% | No Limit | No Limit |
Co-Payment | 10% | Not Applicable | Not Applicable |
Sub-limit | No Limit | No Limit | No Limit |
Pre/Post Hospitalization Expenses | 30/60 | 60/90 | 90/180 |
Surface Ambulance Cost | 1,500 | 5,000 | Covered up to In-patient Sum Insured |
Domestic Air Ambulance | N | N | 2,00,000 |
Day Care Treatment Expenses | Y | Y | Y |
Organ Donor Expenses |
Y |
Y |
Y |
AYUSH Treatment (Day Care & In-patient) | 25,000 | 25,000 | 25,000 |
Bonus (Upon No Claim) - Age at the inception of the 1st Policy year < 45 years | 50% of Policy Sum Insured (Subjected to max. 100% of initial Policy Sum Insured) | 50% of Policy Sum Insured (Subjected to max. 100% of initial Policy Sum Insured) | 50% of Policy Sum Insured (Subjected to max. 100% of initial Policy Sum Insured) |
Bonus (Upon No Claim) - Age at the inception of the 1st Policy year > 45 years and < 65 years | 20% of Policy Sum Insured (Subjected to max. 100% of initial Policy Sum Insured) | 20% of Policy Sum Insured (Subjected to max. 100% of initial Policy Sum Insured) | 20% of Policy Sum Insured (Subjected to max. 100% of initial Policy Sum Insured) |
Corporate Floater (Reload of Sum Insured) | N | For unrelated illness up to 100% | For unrelated illness up to 100% |
Portability | Allowed within same company to retail policy |
Terms & Conditions.
List of Specified Ailments, Sub-limit, Day Care procedure as per ICICI Lombard Group Health Assure.
*Subject to no adverse medical history declaration in the proposal form.
*For more information, please refer to the policy wordings.
