Apollo Munich iCAN

All You Need To Know

Features


Essential Variant

A. MyCare Benefit

  •  Standard Plan

All your medical expenses for hospitalization (inpatient and Daycare) and outpatient treatment taken for cancer.

  • Conventional Treatment

​​​​​​​Covers medical expenses for conventional cancer treatments: Chemo therapy, Radiotherapy, Organ transplantation, as part of Cancer treatment, Surgeries for excision of cancerous tissue or removal of organs/ tissues (Onco-surgery)

  • Pre-Post Hospitalization

​​​​​​​Covers expenses incurred 30 days prior and 60 days post hospitalization for cancer treatment.

  • Emergency Ambulance

​​​​​​​Cover expenses incurred on transportation to a Hospital for treatment in case of an Emergency upto Rs.2000 per hospitalization

  • Follow up care post treatment

​​​​​​​Covers expenses incurred on medical examination upto Rs.3000 twice a year, after treatment for Cancer has been discontinued basis recommendation of Medical Practitioner for atleast six months with “No evidence of disease (NED)”.

  • Advanced Plan (available with additional premium)

In addition to coverage under standard plan, you will also be covered for the following Advanced treatments

Proton beam therapy, Immunotherapy including immunology agents e.g. Interferon, TNF etc. , Personalized & Targeted therapy, Hormonal Therapy or Endocrine manipulation, Stem cell transplantation

​​​​​​​​​​​​​​B. Second Opinion

You will have an option to request for a second opinion, on first diagnosis of Cancer. This would be provided through our panel of medical practitioners who would have access to artificial intelligence, deep analytics & cognitive software.

Enhanced Variant (The following benefits are also available in addition to the Essential Variant benefits)

C. CritiCare Benefit

You get 60% of Sum Insured as lumpsum benefit over and above the base Sum Insured, if the Insured is diagnosed with Cancer of specific severity as id defined in our policy.

This benefit is available for ages 18 years and above and is payable only once in a policy year

D. FamilyCare Benefit

You get 100% of Sum Insured as lumpsum benefit over and above the base Sum Insured if the Insured gets diagnosed with either of the following, whichever is earlier:

i. Advanced metastatic Cancer (Stage IV)

ii. Recurrence of Cancer

This benefit is available for ages 18 years and above and is payable only once in a policy year


Who can buy this policy


You can buy this policy, if you are between the age of 5 and 65 years.

Sum Insured

5 lac

10 lac

15 lac

20 lac

25 lac

50 lac

Tax Benefit

The premium amount paid by you under this policy will qualify for deduction under Section 80D of the Income Tax Act. Income tax rules are subject to change.

DISCLAIMER

This is only a summary of the product features. The actual benefits available are as described in the policy and will be subject to the policy terms, conditions and exclusions. Please seek the advice of your insurance advisor if you require any further information or clarification.

FURTHER QUERIES?

In case of any further queries or to know more about the product you can contact our Customer Care 022-6234-6234 or write to us at  care@hdfcergo.com