Used Car Loan In Chennai

Used Car Loan In Chennai

Chennai, a bustling metropolis with a rich cultural heritage and a rapidly growing economy, is witnessing an increasing demand for personal transportation. As more individuals aspire to own a car, the used car market in the city is thriving. That’s why HDFC Bank offers used car finance in Chennai. Now you can easily apply for Used Car Loans in Chennai through HDFC Bank’s Xpress Pre-Owned Car Loan portal.

Features and Benefits of Xpress Pre-Owned Car Loans

You can enjoy the following features upon obtaining Used Car Loans in Chennai:

- Extensive Financing

Whether you want an ordinary car or a luxury one on a loan, we’ve got you covered. You can obtain 90% financing and up to ₹10 Lakhs as the loan amount.

- Flexible Loan Tenures

No need to hurry with repaying your loan. We offer tenures lasting up to 84 months in which you can comfortably pay off your loan in affordable instalments.

- Instant Loan approval

Did you know that HDFC Bank can help you get used car finance in Chennai at lightning speeds? You can enjoy loan approvals within 30 minutes.

- No Documentation

Enjoy a hassle-free application journey, with no necessity for documentation processes.

- Apply Digitally.

Apply for an HDFC Bank Xpress Pre-Owned Car Loan from anywhere.​​​​​​​


​​​​​​​Eligibility Criteria For Used Car Loans In Chennai

The following are the criteria to get used cars on EMI in Chennai:

· You need to be 21- 60 years for salaried, 21-65 for self employed.
· You could be a salaried professional or self-employed individual.
· You must draw an annual income of at least ₹250,000.
· You must show a good credit score of 730+.

Find out the detailed, category-wise eligibility criteria here.

How to Apply For an Xpress Pre-Owned Car Loan With HDFC Bank

Follow these steps for a hassle-free application through HDFC Bank:

1. Go to HDFC Bank’s website, under ‘Borrow’ and select ‘Pre-Owned Car Loan.’
2. Click on ‘Apply Online’. You will be redirected to the Xpress Pre-Owned Car Loan application page.
3. Select ‘Pre-owned Car’ and click on ‘Apply for Loan'.
4. Enter your mobile number and verify it with an OTP.
5. Enter the requested personal and employment details, email ID, contact number, etc., and click on ‘continue.’ You will receive an in principal approval.
6. Add the car and dealer details on the next page.
​​​​​​​7. Submit your KYC online and complete the application process.

Apply for a Used Car Loan within minutes through HDFC Bank today!

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