Apply for Personal Loan Online in Kolkata

HDFC Bank Personal Loan in Kolkata

HDFC Bank has a strong presence in the City of Joy with many branches and ATMs across Kolkata. We also have several cash deposit machines and a dedicated retail loan branch, so you can easily avail of our services in Kolkata.

Get instant funds and cover all your financial needs in Kolkata with a Personal Loan from HDFC Bank. Enjoy a hassle-free application process, affordable interest rates, flexible repayment tenures, and much more! Now, no matter what financial emergencies lie ahead, you can cover them all with a quick and easy Personal Loan in Kolkata.


Features of an HDFC Bank Personal Loan in Kolkata





Personal Loan for Salaried

Personal Loan for Marriage

Personal Loan for Home RenovationPersonal Loan for Women



Features of an HDFC Bank Personal Loan in Kolkata

Our Personal Loans offer you numerous features and benefits. Enjoy convenient online processes, hassle-free repayment options, and much more. Overcoming a cash crunch is now a complete breeze. Here are some of the other advantages you will enjoy when you choose HDFC Bank as your Personal Loan provider in Kolkata:

  • Loans up to ₹ 40 Lakh
  • Minimal documentation & straightforward processes
  • Affordable processing fees
  • Quick approvals
  • Comfortable repayment tenures of up to 60 months
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With our instant Personal Loan in Kolkata, pre-approved customers can access funds in just 10 seconds. For non-banking customers, funds via Personal Loan are available within four working days of submission of all required documents.

Application process for a Personal Loan in Kolkata

Not sure how to apply for a Personal Loan? Don’t worry! We have made the process extremely easy and straightforward. Just complete the three simple steps given below, and your Personal Loan application is done!

  • Step 1: Fill out the loan application form.
  • Step 2: Submit your documents and let us review them.
  • Step 3: Upon approval, receive funds in your bank account.

This process can be completed online or at one of our branches, whichever is preferable for you. Either way, getting a Personal Loan in Kolkata through HDFC Bank is easy.
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HDFC Bank Personal Loan Interest Rate in Kolkata

Our interest rates are competitive and make loans affordable. Click here to know about the latest interest rates and charges.
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Are you eligible for HDFC Bank Personal Loan in Kolkata?

We believe everyone should have access to hassle-free financing! That’s why we offer extremely easy eligibility criteria for our Personal Loans.

  • Employees of private limited companies and public sector undertakings, including central, state, and local bodies, can apply.
  • Individuals between 21 and 60 years of age can apply.
  • Individuals who have had a job for at least two years, with a minimum of one year with the current employer, can apply.
  • Your salary is at least ₹25,000 per month.​​​​​​​
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What documents are required for Personal Loan in Kolkata?

With HDFC Bank, you do not have to stress about the documentation for Personal Loan. You can apply for a loan and get approvals with just the four simple documents listed below. You can also opt to apply online for a completely paperless documentation process.

  • Identity proof (a copy of passport/voter ID card/driving license/Aadhaar)
  • Address proof (a copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement for the previous six months (Passbook for the previous six months).
  • Two latest salary slips/current dated salary certificates with the latest Form 16.
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Branch timing for HDFC Bank Personal Loan in Kolkata

You are more than welcome to apply for a Personal Loan at one of our branches. Our executives will help you at every step of the way and ensure you get the funds you need with complete ease. You can visit the branch closest to you within the working hours stated below:

  • From 9:30 AM to 3:30 PM from Monday through Saturday.
  • Branches will remain closed on second and fourth Saturdays and all Sundays of the month.
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FAQs


What will be done with the post-dated cheques if I request to change the mode of repayment/account for my loan?
Post-dated Cheques (PDCs)/Security Cheques submitted towards loan repayment that have not been encased will be defaced and retained by the bank. In case you wish to have your old post-dated Cheques (PDCs)/Security Cheques returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case we do not hear from you within the stipulated period, the defaced cheques will be destroyed.

How can I repay my Personal Loan ? How can I get a personal loan/How can I avail a personal loan?
To avail a Personal Loan in Kolkata, all you need to do is submit the loan application form. If you meet the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan, and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online in just a few clicks.

What can a Personal Loan be used for?
Funds from a Personal Loan in Kolkata can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, the purchase of new techno-gadgets, home renovation, etc.

Why should you choose HDFC Bank Personal Loan?
When you apply for an HDFC Bank Personal Loan in Kolkata, you can get the required funds instantly. Not just that, HDFC Bank offers loans up to ₹40 lakh at pocket-friendly EMIs starting at ₹2,149/lakh with flexible repayment tenure of up to five years.​​​​​​​

How can I repay my Personal Loan?
You can repay your Personal Loan in Kolkata via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.

How can I know what my EMI amount is?
You can use the EMI Calculator to know your EMI amount before applying for a Personal Loan in Kolkata.

How to check my Personal Loan Status?
You can check your Personal Loan in Kolkata Status with our Track Application online facility.

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