Apply for Personal Loan Online in Hyderabad

HDFC Bank Personal Loan in Hyderabad

HDFC Bank has an extensive network of branches and ATMs in the City of Pearls. We also have many cash deposit machines in the city for ease and convenience of our valued customers.

Get an instant Personal Loan in Hyderabad from HDFC Bank for all your important expenses. HDFC Bank offers a Personal Loan with easy documentation and affordable interest rates. You can utilise the funds for any purpose, including wedding expenses, home modifications, or even that vacation you have always dreamt of. Visit our website or walk into any of our retail loan branches to apply for Personal Loans in Hyderabad.​​​​​​​

Features of an HDFC Bank Personal Loan in Hyderabad

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Personal Loan for Salaried

Personal Loan for Marriage

Personal Loan for Home RenovationPersonal Loan for Women


​​​​​​​Here are some of the benefits of Personal Loans from HDFC Bank.

  • Avail loans up to ₹ 40 lakh.
  • Flexible tenures up to five years.
  • Loans are disbursed in 10 seconds for pre-approved customers and within four working days from submission of all documents for non-banking customers.
  • Easy documentation and affordable processing fees.

Click here to know about the latest interest rates and charges.

HDFC Bank Personal Loan Interest Rate in Hyderabad

Our Personal Loan interest rate is extremely affordable and competitive, allowing you to repay the loan without derailing your finances.
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What is the eligibility criteria for Personal Loan in Hyderabad?

You can apply for an HDFC Bank Personal Loan if:
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  • You are employed by a private company or public sector undertakings such as local, central, and state bodies.
  • You are between 21 and 60 years of age.
  • You have been employed for at least two years with a minimum of one year of service with the current employer.
  • Your salary is at least ₹25,000 per month.

Documents for a Personal Loan in Hyderabad

Our documentation process has been kept simple to ensure that you get hassle-free loans. Here are the documents you need.

  • Identity proof (accepted documents include a copy of Aadhaar card, Voter ID, passport, or driving license)
  • Address proof (accepted documents include a copy of Aadhaar card, Voter ID, passport, or driving license)
  • Bank statement for the previous six months
  • Two of your latest salary slips
  • Latest Form 16
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How to apply for HDFC Bank Personal Loan in Hyderabad?

It’s easy to apply for a Personal Loan with HDFC Bank. Here are the steps you need to follow:

  • Application form

    Fill out our Personal Loan application form and submit it to the nearest HDFC Bank branch or on the HDFC Bank website.

  • Approvals

    Wait for us to review your application quickly. If everything is in order, we will inform you of the sanctioned loan amount, interest rate, and tenure.

  • Disbursal of funds

    Upon accepting the loan application, the funds will be disbursed to your account instantly.

    Use our EMI Calculator to figure out your monthly instalments.

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HDFC Bank Branch Timings for Personal Loan in Hyderabad

Our staff will be more than glad to help you explore our various options for Personal Loans in Hyderabad. The HDFC Bank is open Monday through Friday from 9:30AM to 3:30PM. On weekends, the bank stays open on the first and third Saturdays of the month from 9:30AM to 3:30PM.
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FAQs

What will be done with the post-dated cheques if I request to change the mode of repayment/account for my loan?

Post-dated Cheques (PDCs)/Security Cheques submitted towards loan repayment that have not been encased will be defaced and retained by the bank. In case you wish to have your old post-dated Cheques(PDCs)/Security Cheques returned to you, kindly lodge a request at the Retail Loan Service Center or through Phone Banking or write us an email at www.hdfcbank.com/services within 45 days from the date of application of change in repayment instructions. In case we do not hear from you within the stipulated period, the defaced cheques will be destroyed.

How can I repay my Personal Loan ? How can I get a personal loan?/How can I avail a personal loan?

To avail the Personal Loan in Hyderabad, all you need to do is submit the loan application form. If you meet the eligibility criteria, you will get an offer with the sanctioned amount, tenure of loan, and interest rate. Once you accept the offer, funds are transferred to your bank account instantly. You can also submit the application form online in just a few clicks.

What can a Personal Loan be used for?

A Personal Loan in Hyderabad can be used for multiple purposes. You can use the funds for a holiday, wedding expenses, medical expenses or treatment, the purchase of new techno-gadgets, home renovation and many more reasons.

Why should you choose HDFC Bank Personal Loan?

When you apply for an HDFC Bank Personal Loan in Hyderabad, you can get the required funds instantly. Not just that, HDFC Bank offers loans up to ₹40 lakh at pocket-friendly EMIs starting at ₹2,149/lakh with flexible repayment tenure of up to five years.

How can I repay my Personal Loan?

You can repay your Personal Loan in Hyderabad via an auto-debit instruction through your HDFC Bank account on a stipulated date every month to repay your EMI.

How can I know what my EMI amount is?

You can use the EMI Calculator to know your EMI amount before applying for a Personal Loan in Hyderabad.
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How to check my Personal Loan Status?

You can check your Personal Loan in Hyderabad Status with our Track Application online facility.

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